Responsible for performing basic teller duties, including receiving and processing customer transactions; preparing and maintaining various reports and records. Actively participates in the Bank's new Business Development activities.
Qualified candidates should possess a High School Degree, GED or some equivalent related business experience. Cashier/customer service/retail sales experience preferred. Excellent communication skills and mathematical proficiency required. Exposure to personal computer based software preferred.
MORTGAGE ORIGINATIONS SPECIALIST
Department: Mortgage Originations
Location: Elmwood Park (Corp. HQ)
Responsible for coordinating daily operations of the Mortgage Originations Department. Ensures loan applications are processed, underwritten and closed in compliance with regulatory and Bank policies. Monitors production pipeline with staff on weekly basis for quality, accuracy and consistent turnaround time. Assists with the development and implementation of policies and procedures to ensure compliance with industry and internal bank requirement. Interacts and troubleshoots processing, underwriting, pre-closing and closing issues/problems with department staff, correspondent lenders, borrowers, appraisers and attorneys in order to expedite loan approvals and closings.
Qualified candidates should possess a College Degree, or equivalent related business experience. A minimum of five years residential lending originations preferred, in a retail and/or equivalent related business experience. A minimum of five years residential lending originations preferred, in a retail and/or wholesale environment. Knowledge of FNMA/FHLMC and other mortgage lending guidelines required. Working knowledge of secondary market (agency and investors) procedures/operations for residential lending and thorough understanding of compliance regulations and their applicability preferred. Working knowledge of secondary market (agency and investors) procedures/operations for residential lending and thorough understanding of compliance regulations and their applicability preferred. Excellent written and verbal communication skills required. Proficiency with various software programs preferred; including word processing and spreadsheet applications
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COMMERCIAL REAL ESTATE LOAN OFFICER
Department: Commercial Real Estate Lending
Location: Elmwood Park (Corp. HQ)
Responsible for establishing, maintaining and developing CRE business with clients/prospects to meet departmental goals, while achieving maximum profitability and growth through effective sales and services. Prospects for new business customers via networking, cold-calling and visiting potential clients in-person. Monitors the quality of existing accounts by verifying conformance to existing policies, ensuring that necessary documentation is complete and by conferring with superiors regarding difficult or sensitive issues. Expedites the resolution of customer problems and complaints. Ensures strong, effective market share of the products and services by providing direction and information on the products and applications and related services. Keeps abreast of the products, applications, technical service, market conditions, and competitive activities. Coordinates with underwriters and closes new loans/modifications as needed. Performs other duties as required.
Qualified candidates should possess College Degree or education (or a combination of education and experience) equivalent to an undergraduate degree. Minimum of 3 years Commercial Real Estate origination experience with a thorough understanding of the CRE product line, underwriting requirements and procedures required. Excellent verbal/written communication skills required, as well as good organizational and sales skills to cultivate leads. Candidate must be capable of working independently in a fast-paced and changing environment. Basic knowledge of word processing and spreadsheet software and strong customer service skills required.
Equal Housing Lender | Member FDIC | Spencer Savings Bank