Earn money market rates to help your business grow.

With Spencer’s business savings and money market accounts, you’ll earn the most competitive interest rates available. You’ll also have the convenience of combined statements so you can spend more time on what’s most important – growing your business.

Business Savings
• Earn competitive yields on balances over $100
• Minimum balance $1,000 to avoid maintenance fee
• Maintenance fee $3

Business Money Market
• Free internet banking
• Monthly interest rate is set on the last business day of each month based on an internal pricing
index that reflects the market
• Minimum balance $5,000
• Maintenance fee $15 if balance falls below $5,000
• Standard rate on balances between $5,000 and $50,000
• Money market rate on balances over $50,000
• Transaction limitations are limited to six per month with no more than three by check
• Must have commercial checking account