BusinessEdge Checking
At Spencer, we pride ourselves on being the private banker for your business needs. We'll give a level of attention and expertise that you will find refreshing, especially in today's world of business banking.

- Minimum balance $500 to avoid maintenance fee
- Maintenance fee $15
- 200 free debits - $.25 per item over 200

Commercial Checking
Our commercial checking account is ideal if you keep high balances and have a lot of activity. We are able to offset fees by applying an earnings credit on the average daily investable balance and apply that credit against any activity fee.

- Minimum balance to open $100
- Maintenance fee $12
- $.15 per check fee
- $.25 per deposit fee
- $.10 per deposited item fee
- Earnings credit on the average daily investable balance