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Spencer’s jumbo preferred mortgages -
for borrowers with more debt

If you are purchasing a home and are carrying a bit of debt, Spencer's Jumbo Preferred Mortgage program might be able to get you your dream home.

A Jumbo Preferred Mortgage is a great choice for customers borrowing more than $360,000 to purchase or refinance your home. Fixed and adjustable loan programs are available to borrowers who meet eligibility requirements.

A jumbo preferred mortgage means:
• More flexible qualifying ratios are available.
• Owner occupied, vacation and second homes are eligible.
• Middle credit score of 680 required.



 
   







 

 
Equal Housing Lender | Member FDIC | Spencer Savings Bank | Subject property must be in New Jersey