Equity Loans Commercial Loans Business Banking  Personal Accounts Online Banking navigation About Us
  Fxed Adjustable Jumbo Preferred Large & Super Jumbo Stated Income First Time Homebuyer HomeHelper Neighborhood Program Community Workers Program Home Enhancer Closing Assistance 1
 

 


Renting was never part of the American dream

Let us help you afford to purchase your own home. Our HomeHelper loan program is aimed at helping modest income buyers obtain a mortgage, our terms are comfortable enough to achieve the dream of home ownership. This program is also available for the purchase and refinancing of homes in Bergen, Essex, Morris, Passaic and Union Counties.

Features include:
• Program offers as low as 5% down payment (Private Mortgage Insurance PMI required)
• 10% down eliminates PMI
• Discounted interest rates
• Waived application fee
• Relaxed qualifying standards
• Zero points
• Limited Private Mortgage Insurance (PMI) requirements
• Household income limitations apply

 
 
   







 

 
Equal Housing Lender | Member FDIC | Spencer Savings Bank | Subject property must be in New Jersey