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| Rates as of
07/23/2008 |
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Loan Type
|
Points |
Interest Rate |
APR |
Monthly Cost Per $1000 Borrowed |
Information |
Apply Now |
Download
Application |
30 Year Fixed |
0.00
|
6.375%
|
6.448% |
$6.24
|
Loans Up To
$1 Million
|
|
|
30 Year Fixed |
0.00 |
6.625% |
6.699% |
$6.40 |
Loans Between
$1,000,001- $1,750,000 Million |
|
|
30 Year Fixed |
0.00 |
6.875% |
6.950% |
$6.57 |
Loans Between
$1,750,001-$2,000,000 Million |
|
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| |
20 Year Fixed |
0.00
|
6.000%
|
6.095%
|
$7.16
|
Loans Up To
$1 Million |
|
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20 Year Fixed |
0.00 |
6.250% |
6.346% |
$7.31 |
Loans Between
$1,000,001- $1,750,000 Million |
|
|
20 Year Fixed |
0.00 |
6.500% |
6.597% |
$7.46 |
Loans Between
$1,750,001-$2,000,000 Million |
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| |
15 Year Fixed |
0.00 |
5.750% |
5.868% |
$8.30 |
Loans Up To
$1 Million |
|
|
15 Year Fixed |
0.00 |
6.000% |
6.119% |
$8.44 |
Loans Between
$1,000,001- $1,750,000 Million
|
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15 Year Fixed |
0.00 |
6.250% |
6.370% |
$8.57 |
Loans Between
$1,750,001-$2,000,000 Million
|
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10 Year Fixed |
0.00 |
5.625% |
5.792%
|
$10.91 |
Loans Up To
$1 Million |
|
|
10 Year Fixed |
0.00 |
5.875% |
6.043% |
$11.04 |
Loans Between
$1,000,001- $1,750,000 Million |
|
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10 Year Fixed |
0.00 |
6.125% |
6.293% |
$11.17 |
Loans Between
$1,750,001-$2,000,000 Million |
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Above
rates, APRs and terms apply to single family, owner-occupied contract
sales and refinance loan amounts up to $2,000,000 for properties
throughout New Jersey. Private mortgage insurance available for less
than 20% down payment (5% minimum on special programs). Rates and fees
are subject to change without notice. Application fee of $440 for 1
family, $640 for 2-4 family homes and $460 for condo's and PUD's.
Attorney review fee is $250.
 Equal Housing Lender | Member FDIC | Spencer Savings Bank | Subject property must be in New Jersey
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