Spencer Savings Bank is a full service, mutually owned and operated, community bank headquartered in Elmwood Park, NJ. Over 100 years later, Spencer maintains its distinct image of trust, security and commitment to our customers.

Our strong reputation stands out among our competition. By providing a unique and personal approach to banking, we are able to service our customers with an exceptional level of care that can rarely be found at larger banks. We understand the importance of getting to know you as a customer and focus on providing value, convenience, and personal attention to each and every individual. By taking the time to understand your needs, we become partners in the success of your business and personal financial goals.

Spencer has grown over the years with more than $1.9 billion in assets and nineteen branch offices throughout North Jersey. Our management team of seasoned bankers leads more than 225 dedicated employees in delivering premier banking services. With our roots as a community bank, we proudly support local business and workforce initiatives in the market areas that we serve, in addition to numerous civic groups, charitable organizations and youth programs.