Spencer employs more than 225 banking professionals from the communities they service. Employing local residents helps Spencer build relationships with their customers while providing many employment opportunities in their own backyard.

Spencer Savings Bank, headquartered in Elmwood Park, NJ, is a community bank serving its local communities with integrity and pride for more than 70 years. The Bank serves local consumers and businesses by offering a full line of personal and business banking accounts, operating 18 branches throughout Northern New Jersey and providing electronic banking convenience via call center, Internet, and a network of ATMs. Spencer Savings Bank has over $1.9 billion in total assets.