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No Income / No Asset Verified Mortgage

This mortgage product is ideal for borrowers who are self employed, commissioned or have complicated income sources, as well as varied asset resources. A variety of Fixed and ARM programs are available to borrowers who meet certain credit and down payment/equity requirements.

• Income and Asset verification is not required. You must state your annual income.
• Loan amounts up to 65% of property value. The property must be owner-occupied
• Middle credit score of 720 required
• Maximum loan amount is $1 million



 
   







 

 
Equal Housing Lender | Member FDIC | Spencer Savings Bank | Subject property must be in New Jersey