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SPENCER SAVINGS BANK SUPPORTS LOCAL CHARITY THROUGH "CALL FROM SANTA" FUNDRAISER

ELMWOOD PARK, NJ (November 17, 2009) – Spencer Savings Bank is teaming up with New Concepts, a Bergen County nonprofit organization, to support "Call From Santa." A live call from Santa Clause can be scheduled for your children, family or friends with a $12 donation to New Concepts. The fundraiser will be ongoing from November 26, 2009 through December 23, 2009. Contact 1-877-250-5431 to set up a "Call From Santa" and donate to New Concepts.

For a minimum tax-deductible donation of $12, any child can receive a phone call from Santa. Volunteers will be making calls between the hours of 10am to 8pm. All proceeds from the phone calls will go directly to support New Concepts, a non-profit organization that helps people with disabilities and their families achieve a higher quality of life.

"We believe in what this organization stands for," said John Fitzpatrick, SVP of Retail Banking. "Spencer is a local community bank fully committed to supporting its local residents and businesses. This campaign will help New Concepts raise much needed funds for individuals in Bergen County with disabilities. We are proud to have partnered with them for this campaign."

For more information about the "Call From Santa" fundraiser, please contact 1-877-250-5431 or visit www.ncdcf.com.

About New Concepts:

New Concepts is a community non-profit organization committed to people with disabilities and their families. Inspired by the vision of families and people with developmental disabilities, New Concepts enables people to realize their dreams and to achieve their individual potential through quality community programs and services that include housing, vocational and day program training, recreation, advocacy, and family education and support. For further information about New Concepts, call 201-843-3427 or visit the organizations web site at www.ncfl.net.

About Spencer Savings Bank:

Spencer Savings Bank, headquartered in Elmwood Park, NJ, is a community bank serving its local communities with integrity and pride for nearly 70 years. The Bank serves local consumers and businesses by offering a full line of personal and business banking products and services, operating 18 branches throughout northern New Jersey and providing electronic banking convenience via a call center, the Internet, and a network of ATMs. Spencer Savings Bank has more than $1.9 billion in total assets. For more information call 800-363-8115.