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1
1
 
Rates as of 08/28/2008
s
s s s s
Loan Type
Points
Interest Rate
APR
Monthly Cost Per $1000 Borrowed
Information
Apply Now
Download Application
30 Year Fixed
0.00
7.125%
7.201%
$6.74
Loans Up To
$750,00
1
1
20 Year Fixed
0.00
6.750%
6.848%
$7.60
Loans Up To
$750,000
1
1
15 Year Fixed
0.00
6.500%
6.621%
$8.71

Loans Up To
$750,000
1
1
10 Year Fixed
0.00
6.375%
6.544%
$11.29

Loans Up To
$750,000
1
1
Loan Type
Points
Interest Rate
APR
Monthly Cost Per $1000 Borrowed
Information
Apply Now
Download Application
1/1/30 Year ARM
0.00
5.500%
5.911%
$5.68

Loans Up To
$750,000
1
1
3/1/30 Year ARM
0.00
6.000%
5.978%
$6.00

Loans Up To
$750,000
1
1
3/3/30 Year ARM
0.00
6.250%
6.229%
$6.16

Loans Up To
$750,000
1
1
5/1/30 Year ARM
0.00
6.250%
6.094%
$6.16

Loans Up To
$750,000
1
1
5/5/30 Year ARM
0.00
6.375%
6.598%
$6.24

Loans Up To
$750,000
1
1
7/1/30 Year ARM
0.00
6.500%
6.270%
$6.32

Loans Up To
$750,000
1
1
10/1/30 Year ARM
0.00
6.750%
6.533%
$6.49

Loans Up To
$750,000
1
1
 

 

Investment ARM-CAP 3% per Adjustment, 6% Lifetime CAP - 3.75 Margin. 5/5/30 and 3/3/05 ARMS - Investment - ARM-CAP 3% per Adjustment , 6% Lifetime CAP - 3.50% Margin. Above rates, APRs and terms apply to 1-4 family investment contract sales and refinance loan amounts up to $750,000 for properties throughout New Jersey. Rates and fees are subject to change without notice. Application fee of $540 for 1 family, $640 for 2-4 family homes and $560 for condo's and PUD's. Attorney review fee is $250. All ARM product rates are subject to change after closing.

Equal Housing Lender | Member FDIC | Spencer Savings Bank | Subject property must be in New Jersey