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Spencer understands your needs if you are
self-employed or have a complicated income structure.

This loan is for borrowers with complicated income structures, which allows them to borrow up to 70% of the purchase price or existing property value, without submitting income documentation. A variety of fixed and adjustable rate programs are available to borrowers that meet asset, credit and down payment/equity requirements.

Features Include:
• No income documentation
• Fixed and adjustable rate products available
• Owner occupied one-family homes are eligible
• Middle credit score of 720 required

 
 
   







 

 
Equal Housing Lender | Member FDIC | Spencer Savings Bank | Subject property must be in New Jersey