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*Annual percentage yield. *SpencerKids Savings Account is a custodial account for children under 18 years of age. $100,000 maximum deposit. Each depositor is insured up to $100,000 by FDIC. Interest is compounded daily and credited quarterly. APY offered as of the date of this publication and may be withdrawn at any time. Rates are subject to change without notice. $1.00 minimum deposit required to open account and earn stated APY. The interest rate for the SpencerKids Savings account is 1.98%. |