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*Annual percentage yield. *SpencerKids Savings Account is a custodial account for children under 18 years of age. $100,000 maximum deposit. Each depositor is insured up to $100,000 by FDIC. Interest is compounded daily and credited quarterly. APY offered as of the date of this publication and may be withdrawn at any time. Rates are subject o change without notice. $1.00 minimum deposit required to open account and earn stated APY. The interest rate for the SpencerKids Savings account is 1.98%. |