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SpencerKids - 2.00%APY* is a big deal for our small customers

SpencerKids is the ideal savings accout, providing you with an opportunity to save for gifts, an iPod©, a car, or anything else that you may need in the future.  

• For young savers under 18 years old
• $1 minimum deposit to open and earn interest 
• No monthly service charge 
• Unlimited deposits and withdrawals 
• Interest is compounded daily and credited quarterly 
• Account activity recorded in a convenient passbook 
• Earn a competitive interest rate 

*Annual percentage yield. *SpencerKids Savings Account is a custodial account for children under 18 years of age. $100,000 maximum deposit. Each depositor is insured up to $100,000 by FDIC. Interest is compounded daily and credited quarterly. APY offered as of the date of this publication and may be withdrawn at any time. Rates are subject to change without notice. $1.00 minimum deposit required to open account and earn stated APY. The interest rate for the SpencerKids Savings account is 1.98%.