Checking/Savings Products
With over a century of experience, Spencer Savings Bank understands the importance of getting to know you as a customer. By taking the time to understand your needs, Spencer becomes a trusted advisor and a partner in the growth of your family, your business, and our community. Spencer offers a wide array of checking and savings products to fit your personal banking needs.
| Spencer "Free For Life" Checking |
Spencer Premium Savings |
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No Monthly Service Charge |
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Tiered Interest Rates |
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Unlimited Transactions |
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Competitive Rate |
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Free Spencer Online With Bill Pay |
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Interest Compounded Daily |
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Free ATM/VISA® Check Card |
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Free ATM Card |
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Free First Order of Checks |
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Convenient Monthly Statement |
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| Spencer Gold Checking |
Spencer Passbook Savings |
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Customers Age 55+ |
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No Monthly Service Charge |
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No Monthly Service Charge |
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Unlimited Transactions |
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Unlimited Transactions |
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Competitive Rate |
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Free Spencer Online With Bill Pay |
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Interest Compounded Daily |
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Free ATM/VISA® Check Card |
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Free Direct Deposit |
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Free Basic Checks |
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Convenient Account Passbook |
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| Spencer Plus Checking |
SpencerKids |
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Checking With Interest |
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Savings Account for Minors |
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Unlimited Transactions |
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No Monthly Service Charge |
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Free Spencer Online With Bill Pay |
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$1 Minimum to Open Account |
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Free ATM/VISA® Check Card |
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Competitive Rate |
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Free First Order of Checks |
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Interest Compounded Daily |
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Other Spencer Benefits |
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Convenient Account Passbook |
Call us today and speak with Alicja Sikora, our Polish speaking representative
at (800) 363-8115, extension 8505
Call us today and speak with Evelyn Rivera, our Spanish speaking representative
at (800) 363-8115, extension 8500
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