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Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

Premium Money Market

Great Rate
3.25
%APY
- Click here to learn more -

8 Month CD or IRA Promotion

Limited Time Offer
5.15
%APY
- Click here to learn more -

30-Year Mortgage

Fixed Rate 
6.536
%APR
- Click here to learn more -

Mobile Banking

Mobile App

Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.

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Online Banking

Online Banking

24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.

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Contact Us

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

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Current News
& Announcements See More
Phyllis Valentino
Spencer Savings Bank, one of New Jersey’s leading community banks, is pleased to welcome Phyllis Valentino as a Vice President... Read more
Spencer Savings Bank, a leading New Jersey-based community bank, is pleased to announce that Kashif Pervez has joined the bank... Read more
Spencer Savings Bank Donates $10K To Support STEM Education
Spencer Savings Bank, a leading New Jersey-based community bank, donated $10,000 to the Research & Development (R&D) Council... Read more