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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Annual Meeting – January 21, 2021

Annual Meeting, Jan 19 2017


Notice is hereby given that pursuant to the Bylaws, the Annual Meeting of the members of Spencer Savings Bank, SLA (the “Bank”) will be held on Thursday January 21, 2021 at 9:00 a.m. local time for the purpose of considering and voting upon the following matters:

1. To elect two directors for a term of three years and one director for a term of one year; and

2. To transact such other business as may properly be presented at the meeting.

Savings Members of record age 16 and older of the Bank at the close of business on November 22, 2020 who continue to be Savings Members through the date of the Annual Meeting and Borrowing Members at the close of business on November 22, 2020 who continue to be Borrowing Members through the date of the Annual Meeting, may each vote at the Annual Meeting virtually by ballot or by proxy. All proxies must be filed with the Corporate Secretary of the Bank at 611 River Drive, Center 3, Elmwood Park, NJ 07407 no later than 5:00 p.m. local time on Monday January 11, 2021.

The Bank is committed to ensuring the health and well-being of our employees, members and community. In light of the ongoing health risks, Governor’s executive order limiting the size of in-person gatherings and related public health measures which have been instituted related to the COVID-19 pandemic, the Bank’s Annual Meeting of members will not be held in a physical manner with in person participation. Rather, the Annual Meeting will be conducted virtually. If you are a Savings Member and/or a Borrower Member as described above and wish to attend the Annual Meeting, please contact Spencer’s Customer Service Center at 1-800-363-8115 no later than 5:00 p.m. on January 19, 2021. The Bank will verify that you are a Savings Member and/or Borrower Member eligible to vote at the Annual Meeting. Upon verification, the Bank will send you the information necessary to virtually attend the Annual Meeting.