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  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More



Was Your Bank There For You During This Pandemic?

You’re back in business and focused on the future.

At Spencer, we’re passionately and proactively helping our clients move forward with expert advice, flexible solutions, fast decisions, and an unrelenting commitment to New Jersey businesses.

BusinessEdge®️: Move Your Business Forward

Digital Banking


  • High Yield Business Savings
  • Link to Checking for Peace of Mind
  • Access to Online Funds Transfers
  • Combined Monthly Statement

Money Market

  • Free Online Banking
  • Tiered Interest Rates Based on Account Balance
  • Liquidity of Funds

Cash Management

  • ACH Originations
  • Remote Deposit Capture
  • Positive Pay / Account Reconciliation
  • Online Wire Transfers
  • EDI Reporting
See what real relationship banking is all about.

Visit your local Financial Center or call us at 1-800-363-8115 to open your account today!