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  Elizabeth Financial Center Closing
Our Elizabeth Financial Center will be closed Saturday, April 13th, Monday, April 15th and Tuesday, April 16th due to Financial Center repairs. This location will reopen on Wednesday, April 17th. Read More

For your convenience, please visit one of the following full-service locations during this time:

Union Financial Center
1350 Galloping Hill Rd.
Union, NJ 07083
908-289-1770

Cranford Financial Center
213 South Avenue
Cranford, NJ 07016
908-653-1720

Account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. We apologize for the inconvenience.

We're Not Just Lenders, We're Experts

Spencer is Capable, Respected, Experienced

Access large loan amounts, enjoy a better commercial lending experience and secure your ideal property with Spencer Savings Bank.

Permanent Mortgages

  • Loan Amounts Up to $20 Million (Commercial and Multi-Family)
  • Terms Available From 5-10 Years
  • Multi-Family, Medical Office, Industrial, Retail, and Mixed-Use
  • Fast, Local Decisions

 

Recently Closed Transactions
$19,000,000
Two Buildings/8 Tenants
Commercial Mortgage
Clifton, NJ
$3,745,000
Retail Shopping Center
Commercial Mortgage
Amityville, NY
$9,000,000
Retail Shopping Center
Commercial Mortgage
Langhorne, PA
$6,500,000
Industrial/Warehouse/15 Tenants
Commercial Mortgage
Hillburn, NY
$3,000,000
19-Unit Retail/Apartment Building
Commercial Mortgage
Passaic, NJ
$2,500,000
13-Unit Retail/Apartment Building
Construction Loan
Passaic, NJ

 

INQUIRE ONLINE

Personal Loan

Get In Touch Today

Michael Claisse

SVP & Director of CRE Lending 1-201-703-3800 ext. 8344

*Financing available for properties in NJ, NYC and Eastern PA. Loans subject to credit approval.