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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

We're Not Just Lenders, We're Experts

Spencer is Capable, Respected, Experienced

Access large loan amounts, enjoy a better commercial lending experience and secure your ideal property with Spencer Savings Bank.

Permanent Mortgages

  • Loan Amounts Up to $20 Million (Commercial and Multi-Family)
  • Terms Available From 5-10 Years
  • Multi-Family, Medical Office, Industrial, Retail, and Mixed-Use
  • Fast, Local Decisions

 

Recently Closed Transactions
$19,000,000
Two Buildings/8 Tenants
Commercial Mortgage
Clifton, NJ
$3,745,000
Retail Shopping Center
Commercial Mortgage
Amityville, NY
$9,000,000
Retail Shopping Center
Commercial Mortgage
Langhorne, PA
$6,500,000
Industrial/Warehouse/15 Tenants
Commercial Mortgage
Hillburn, NY
$3,000,000
19-Unit Retail/Apartment Building
Commercial Mortgage
Passaic, NJ
$2,500,000
13-Unit Retail/Apartment Building
Construction Loan
Passaic, NJ

 

INQUIRE ONLINE

Personal Loan

Get In Touch Today

Michael Claisse

SVP & Director of CRE Lending 1-201-703-3800 ext. 8344

David DeNooyer

VP & Team Leader 1-201-703-3800 Ext. 8349

*Financing available for properties in NJ, NYC and Eastern PA. Loans subject to credit approval.