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  Closing & Important Updates
We will be closed on Thursday, November 26th in observance of Thanksgiving Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read More

We are here for you. Important Updates Regarding Coronavirus.

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period. View an updated message from our Chairman, President and CEO. Read More

The Passaic Street (Garfield) location is currently closed. During this time, please visit one of our alternate financial centers if needed. Bank Locations

We're Not Just Lenders, We're Experts

Spencer is Capable, Respected, Experienced

Access large loan amounts, enjoy a better commercial lending experience and secure your ideal property with Spencer Savings Bank.

Permanent Mortgages

  • Loan Amounts Up to $20 Million (Commercial and Multi-Family)
  • Terms Available From 5-10 Years
  • Multi-Family, Medical Office, Industrial, Retail, and Mixed-Use
  • Fast, Local Decisions

 

Recently Closed Transactions
$19,000,000
Two Buildings/8 Tenants
Commercial Mortgage
Clifton, NJ
$3,745,000
Retail Shopping Center
Commercial Mortgage
Amityville, NY
$9,000,000
Retail Shopping Center
Commercial Mortgage
Langhorne, PA
$6,500,000
Industrial/Warehouse/15 Tenants
Commercial Mortgage
Hillburn, NY
$3,000,000
19-Unit Retail/Apartment Building
Commercial Mortgage
Passaic, NJ
$2,500,000
13-Unit Retail/Apartment Building
Construction Loan
Passaic, NJ

 

INQUIRE ONLINE

Personal Loan

Get In Touch Today

Michael Claisse

SVP & Director of CRE Lending 1-201-703-3800 ext. 8344

David DeNooyer

VP & Team Leader 1-201-703-3800 Ext. 8349

*Financing available for properties in NJ, NYC and Eastern PA. Loans subject to credit approval.