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Executive Team

Thomas Mathews, CFA
SVP, Chief Financial Officer and Treasurer

Employed By Spencer Savings Bank Since: 2004
Employed In Industry Since: 1985

Outline of Responsibilities / Areas of Expertise / Memberships
Responsible for the overall direction, control and management of the Finance Division, which includes Accounting, Treasury, investment management and budget planning

Appraises operating results in terms of profitability, performance against budget and other matters bearing on the fiscal soundness of the Bank

Manages the Bank’s Investment Portfolio

Responsible for Liquidity Management, Wholesale Funding (borrowings), and Inter-Bank relationships

Assists in Interest Rate Risk management, Asset/Liability management, Strategic Planning and Product Pricing

Responsible for the overall direction of the Information Technologies Department

Graduate of the National School of Banking

Member of the CFA Institute

Member of the New York Society of Security Analysts

Member of the Financial Managers Society

Member of Student Committee of NYSSA

Member of Development Leadership Council of Morris Habitat for Humanity

Treasurer of JCHS (James Caldwell High School) Scholarship Committee