Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Executive Team

Vincent Caravello
VP, Director of Internal Audit

Employed By Spencer Savings Bank Since: 2000
Employed In Industry Since: 1983

Outline of Responsibilities / Areas of Expertise / Memberships
Ensures that Spencer’s processes, records and reporting are performed and maintained consistent with regulatory requirements and with the Bank’s approved policies.

Ensures the Bank’s assets are safeguarded from unauthorized access or unapproved use.

Reviews the integrity and accuracy of the Bank’s records and reports.

Certified Bank Auditor

Certified Financial Services Auditor

Member of the Institute of Internal Auditors