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  Important Update
We are here for you. Important Updates Regarding Coronavirus Read More

Our financial centers are now reopened. Learn about all the ways Spencer is creating a safe and secure environment for all its visitors. Read More

We continue to stay committed to you during this difficult period. View an updated message from our Chairman, President and CEO. Read More

Executive Team

Vincent Caravello
VP, Director of Internal Audit

Employed By Spencer Savings Bank Since: 2000
Employed In Industry Since: 1983

Outline of Responsibilities / Areas of Expertise / Memberships
Ensures that Spencer’s processes, records and reporting are performed and maintained consistent with regulatory requirements and with the Bank’s approved policies.

Ensures the Bank’s assets are safeguarded from unauthorized access or unapproved use.

Reviews the integrity and accuracy of the Bank’s records and reports.

Certified Bank Auditor

Certified Financial Services Auditor

Member of the Institute of Internal Auditors