Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Executive Team

Warren M. Valentovic
VP, Director of Consumer Credit

Employed By Spencer Savings Bank Since: 1993
Employed In Industry Since: 1977

Outline of Responsibilities / Areas of Expertise / Memberships
Oversees all Consumer Credit lending activities.

Maintains knowledge of the Bank’s lending market, with respect to products, pricing and demand.

Manages day-to-day operations to ensure they are following the Bank’s consumer lending policies and practices and all regulations in regard to home equity loans and lines of credit, auto loans and personal loans.

Past Chairman of the NJ League’s Consumer Credit Committee.