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  Important Update
We are here for you. Important Updates Regarding Coronavirus Read More

Our financial centers are now reopened. Learn about all the ways Spencer is creating a safe and secure environment for all its visitors. Read More

We continue to stay committed to you during this difficult period. View an updated message from our Chairman, President and CEO. Read More

Executive Team

Warren M. Valentovic
VP, Director of Consumer Credit

Employed By Spencer Savings Bank Since: 1993
Employed In Industry Since: 1977

Outline of Responsibilities / Areas of Expertise / Memberships
Oversees all Consumer Credit lending activities.

Maintains knowledge of the Bank’s lending market, with respect to products, pricing and demand.

Manages day-to-day operations to ensure they are following the Bank’s consumer lending policies and practices and all regulations in regard to home equity loans and lines of credit, auto loans and personal loans.

Past Chairman of the NJ League’s Consumer Credit Committee.