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  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Executive Team

Warren M. Valentovic
VP, Director of Consumer Credit

Employed By Spencer Savings Bank Since: 1993
Employed In Industry Since: 1977

Outline of Responsibilities / Areas of Expertise / Memberships
Oversees all Consumer Credit lending activities.

Maintains knowledge of the Bank’s lending market, with respect to products, pricing and demand.

Manages day-to-day operations to ensure they are following the Bank’s consumer lending policies and practices and all regulations in regard to home equity loans and lines of credit, auto loans and personal loans.

Past Chairman of the NJ League’s Consumer Credit Committee.