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Jumbo IRA Promotion

Jumbo IRA Rates

Simplify and Secure Your Retirement

Do you have IRAs at multiple banks not getting this GREAT RATE?

Would you like to make managing all of your IRAs and RMDs easier by consolidating them into one with a GREAT RATE?

Take advantage of Spencer Savings Bank’s Jumbo IRA Promotion.

With a Jumbo IRA, you can plan for a rewarding retirement knowing your money is safe, consolidated and growing.

At Spencer, we’re committed to your long-term goals. Let one of our IRA specialists guide you through the process and handle everything for you. All you need to do is sign the paperwork – it’s that easy!

Get Started

Open Your Account Today

Inquire online, visit your local branch, or call us at 1-800-363-8115 today!



OFFER VALID ON NEW MONEY ONLY. *APY=Annual Percentage Yield. This APY is ONLY valid on the 14-month IRA and may be withdrawn at any time. To qualify for the 3.00% APY, customer must open or maintain an active checking account with Spencer. Checking account must be in the same name as IRA account holder. $75,000 minimum balance necessary to obtain the APY. Interest is compounded daily and credited monthly and assumes interest remains on deposit until maturity. A penalty will be imposed for premature withdrawals. Fees may reduce earnings on account. Premium APYs not available on promotional IRAs. One rate change is allowed per year, if you are over 59 1/2 years of age, without penalty. Please consult your tax advisor for tax-deductible status. Spencer offers the convenience of automatic renewals. If either you or we prevent renewal, interest will not accrue after the final maturity. Rates are subject to change without notice. Available to individuals living or working in New Jersey or Bucks County, PA. Other rates and terms available. Contact us for more information. *APY is accurate as of 1/1/19.