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Let’s Grow Your Rental Portfolio

Successful real estate investors know the value of a lender who offers more than just a loan. Get personalized service, attractive rates, and a world of local market knowledge with an investment property mortgage from Spencer Savings Bank. We’re here to help you capitalize on a red-hot rental market. If you’re buying and selling properties, we are also experienced with 1031 Exchange transactions.  

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Investment Property* Mortgage

  • Low 20% Down Payment
  • Borrow up to $1,000,000
  • Personally Deeded
  • Residential Properties (1-4 Family)
  • 2-4 Family Homes & Condominiums
  • 100% Local Lending Decisions

Recent Fundings

$380,000

Location Saddle Brook
Term 7/1 ARM
Property 2 Family

$432,000

Location Pallisades Park
Term 20 Year Fixed
Property 2 Family

TODAY’S RATES

Business Entity** (LLC) Mortgage

  • Low 20% Down Payment
  • Borrow up to $1,000,000
  • Business Deeded (LLC, Partnership, S Corp) for Asset Protection
  • Lower Closing Costs
  • Residential Properties (1-4 Family) & Condominiums
  • Mixed-Use (2-4 Units)
  • 100% Local Lending Decisions

Recent Fundings

$356,250

Location Scotch Plains
Term 15 Year Fixed
Property 4 Family

$500,000

Location Lyndhurst
Term 10/1 ARM
Property 2 Family

TODAY’S RATES

Mortgage Investment

We'll come to you! Call for a personalized appointment today.

Contact us today at 1-800-363-8115 to schedule a visit from one of our mortgage specialists at your home or office.

*Investment Property homes can be located throughout New Jersey; Bucks County, Pennsylvania; Brooklyn, Queens, Manhattan, Staten Island, Bronx, Rockland or Westchester County, New York. **Business Entity properties must be located in Bergen, Essex, Hudson, Hunterdon, Mercer, Middlesex, Morris, Passaic, Somerset, Sussex or Union County, New Jersey; Bucks County, Pennsylvania; Brooklyn, Queens, Manhattan, Staten Island, Bronx, Rockland or Westchester County, New York. To borrow throughout New Jersey, principal(s) must be an existing bank depositor.