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Let’s Grow Your Rental Portfolio

Successful real estate investors know the value of a lender who offers more than just a loan. Get personalized service, attractive rates, and a world of local market knowledge with an investment property mortgage from Spencer Savings Bank. We’re here to help you capitalize on NJ’s red-hot rental market.

Investment Property* Mortgage

  • Low 20% Down Payment
  • Borrow up to $750,000
  • Personally Deeded
  • Residential Properties (1-4 Family)
  • 2-4 Family Homes & Condominiums
  • 100% Local Lending Decisions

Recent Fundings


Location Saddle Brook
Term 7/1 ARM
Purpose 2 Family


Location Pallisades Park
Term 20 Year Fixed
Purpose 2 Family

Business Entity** Mortgage

  • Low 20% Down Payment
  • Borrow up to $500,000
  • Business Deeded (LLC, Partnership, S Corp) for Asset Protection
  • Lower Closing Costs
  • Residential Properties (1-4 Family)
  • Mixed-Use (2-4 Units)
  • 100% Local Lending Decisions

Recent Fundings


Location Scotch Plains
Term 15 Year Fixed
Purpose 4 Family


Location Lyndhurst
Term 10/1 ARM
Purpose 2 Family

Mortgage Investment

We’ll come to you!

Contact us today at 1-800-363-8115 to schedule a visit from one of our mortgage specialists at your home or office.

*Investment Property homes can be located throughout New Jersey or Bucks County, PA. **Business Entity properties must be located in Bergen, Essex, Hudson, Hunterdon, Mercer, Middlesex, Morris, Passaic, Somerset, Sussex or Union County, or the Principal must be an existing Spencer depositor.