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  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Commercial Mortgage

We know that no two investment real estate properties are the same which is why our NJ/NY commercial loans and financing programs are unique to address your specific asset. Spencer provides investment property financing for acquisition as well as refinancing of existing investment property loans. At Spencer, we offer financing for multi-family and commercial properties. Our well-seasoned staff has the knowledge and expertise to help you with the financing needed for stabilized properties, purchases or development of investment properties.

We work with real estate owners and developers in New Jersey, New York City and Eastern Pennsylvania to provide permanent commercial mortgages with loan amounts ranging from $1 million to $20 million with terms from 5 to 10 years. Financing is available for multi-family, medical office, industrial, retail and mixed-use properties. Spencer offers competitive pricing, local decision-making and service excellence.

A Spencer commercial real estate lender can help explain the various financing options and help customize a commercial mortgage that’s right for you.

Recently Closed Transactions
$19,000,000
Two Buildings/8 Tenants
Commercial Mortgage
Clifton, NJ
$3,745,000
Retail Shopping Center
Commercial Mortgage
Amityville, NY
$9,000,000
Retail Shopping Center
Commercial Mortgage
Langhorne, PA
$6,500,000
Industrial/Warehouse/15 Tenants
Commercial Mortgage
Hillburn, NY
$3,000,000
19-Unit Retail/Apartment Building
Commercial Mortgage
Passaic, NJ
$2,500,000
13-Unit Retail/Apartment Building
Construction Loan
Passaic, NJ

Contact Us Today

Michael Claisse

SVP & Director of CRE Lending 1-201-703-3800 ext. 8344

David DeNooyer

VP & Team Leader 1-201-703-3800 Ext. 8349