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Closing Assistance Mortgage

Buying a new home can feel overwhelming, leaving you wondering how you are going to pay all of the different expenses associated with a closing. A Closing Assistance mortgage from Spencer allows you to borrow up to $15,000, helping you get the cash you need to help pay your expenses associated with the home mortgages closing process.

Closing Assistance Mortgage features:

  • Discounted Loan Rates
  • No Application Fee
  • Fixed Products Available
  • Relaxed Qualifying Standards
  • Household Income Limitations Apply

Eligibility Requirements:

  • Property Must Be Located in Bergen, Essex, Hudson, Hunterdon, Mercer, Middlesex, Morris, Passaic, Somerset, Sussex or Union County
  • Household Income Limitations: Bergen/Passaic/Hudson/Middlesex: $58,080, Essex/Sussex/Morris/Hunterdon/Union/Somerset: $76,080, Mercer: $74,400
  • Owner-Occupied 1-4 Family Homes and Lender-Approved Condominiums Eligible

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