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  Coronavirus Update

We are offering a SBA Paycheck Protection Program to support our business customers. Read More

On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law. Among other forms of economic aid, the CARES Act provides businesses affected by COVID-19 with special assistance programs. One such Small Business Administration (SBA) program is the Paycheck Protection Program, which assists businesses with job retention and specific expenses. Spencer Savings Bank is proud to partner with FOUNTAINHEAD Commercial Capital / Small Business Finance, a top national SBA lender, to offer the Paycheck Protection Program for businesses in need. Click on the link below to fill out our short internal application form. After completing the form you will be directed to Fountainhead’s website with more information. Internal Application

When completing the application, on the Fountainhead website, please indicate Spencer Savings Bank as the FastTrack Partner, and PaycheckProtectionProgram@SpencerSavings.com as the Referral Partner’s email address.

StudentEdge Checking

Perfect for the 17–23 year old college student who wants a personal checking account in NJ that caters to their specific needs. With no monthly service charges, only a $25 minimum deposit to open, easy online access, and even ATM fee refunds, StudentEdge is the ideal free student checking account for those on the go.

StudentEdge Checking features:

  • No Minimum Balance Requirements
  • $25 Minimum Opening Deposit
  • Free Online Banking
  • Monthly eStatements
  • Free Bill Pay
  • Free ATM/VISA® Check Card
  • ATM Fee Refunds (Monthly Limit of $8)

Apply Now

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!