Important Notice
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  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

StudentEdge Checking

Perfect for the 17–23 year old college student who wants a personal checking account in NJ that caters to their specific needs. With no monthly service charges, only a $25 minimum deposit to open, easy online access, and even ATM fee refunds, StudentEdge is the ideal free student checking account for those on the go.

StudentEdge Checking features:

  • No Minimum Balance Requirements
  • $25 Minimum Opening Deposit
  • Free Online Banking
  • Monthly eStatements
  • Free Bill Pay
  • Free ATM/VISA® Check Card
  • ATM Fee Refunds (Monthly Limit of $8)
Apply Now

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!