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  Closing & Important Updates
We will be closed on Thursday, November 26th in observance of Thanksgiving Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read More

We are here for you. Important Updates Regarding Coronavirus.

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period. View an updated message from our Chairman, President and CEO. Read More

The Passaic Street (Garfield) location is currently closed. During this time, please visit one of our alternate financial centers if needed. Bank Locations

StudentEdge Checking

Perfect for the 17–23 year old college student who wants a personal checking account in NJ that caters to their specific needs. With no monthly service charges, only a $25 minimum deposit to open, easy online access, and even ATM fee refunds, StudentEdge is the ideal free student checking account for those on the go.

StudentEdge Checking features:

  • No Minimum Balance Requirements
  • $25 Minimum Opening Deposit
  • Free Online Banking
  • Monthly eStatements
  • Free Bill Pay
  • Free ATM/VISA® Check Card
  • ATM Fee Refunds (Monthly Limit of $8)
Apply Now

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!