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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

StudentEdge Checking

Perfect for the 17–23 year old college student who wants a personal checking account in NJ that caters to their specific needs. With no monthly service charges, only a $25 minimum deposit to open, easy online access, and even ATM fee refunds, StudentEdge is the ideal free student checking account for those on the go.

StudentEdge Checking features:

  • No Minimum Balance Requirements
  • $25 Minimum Opening Deposit
  • Free Online Banking
  • Monthly eStatements
  • Free Bill Pay
  • Free ATM/VISA® Check Card
  • ATM Fee Refunds (Monthly Limit of $8)
Apply Now

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!