President’s Letter: Spring 2017March 23, 2017

Greetings Spencer Family,

I hope spring finds you well and ready to soak up the season’s bliss. We’ve made it through another winter, and now it’s time to enjoy New Jersey’s natural beauty and many outdoor offerings.

It’s amazing how the weather can affect our motivation. Current business owners and aspiring entrepreneurs are likely finding themselves busier than ever. Spencer Savings Bank is here to support your business with flexible lending options, complete banking tools, and an array of helpful business services outlined in our lead story. Real estate investors can also learn about investment property mortgages in our Home Connection feature.

But just like life itself, our Spring 2017 newsletter isn’t all about business. Don’t miss a special offer on opening a Spencer Individual Retirement Account (IRA) to start saving for the rewarding retirement you deserve. Also be sure to see our Service Update for information on how to simplify the way you deposit, send and receive money.

Lastly and most importantly, Spencer posted another active quarter in the community. From the New York Giants Snow Bowl fundraiser for the Special Olympics New Jersey to Read Across America Day and a Mock Job Fair at Eva’s Village, I am proud to say that Spencer is truly touching lives and making a difference.

On behalf of the Spencer Savings Bank team, I’d like to thank you for choosing Spencer to be your bank. We are proud to serve you, and hope this edition of our newsletter provides the useful tips and information you have come to expect from us.


José B. Guerrero

Chairman, President and CEO

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