President’s Letter: Spring 2018March 23, 2018

Dear Spencer Family,

I hope everyone is ready for a lively spring. We have all sorts of exciting news to start the season, including the completion of our merger with Wawel Bank! We are proud to welcome Wawel customers to Spencer, and expect to have everything fully integrated by end of July. We know we will service them well. Stay tuned for frequent updates, both on our website and in future newsletters.

Another highlight – and one that we are equally excited about – is the announcement of our new Westfield Financial Center! We are thrilled to be expanding our Union County presence in Westfield and introducing this new banking concept to this community. I encourage you to read the lead story in this newsletter to learn about all of the features and conveniences Westfield will soon have right in the heart of the downtown. It’s the future of banking!

We also recently introduced our new mobile mortgage application, making it easier than ever for New Jersey residents and families to apply for a loan application. Apply for a mortgage with Spencer using your smartphone or tablet! Be sure to read our Service Update article for more exciting details.

And, as a great end to all this exciting news, this year our fundraising efforts in the 2018 New York Football Giants Snow Bowl hit the $100,000+ mark for Special Olympics New Jersey! In the last seven years, Spencer customers, employees and family members have worked tirelessly to raise over $100,000 to help improve the lives of people with intellectual disabilities. This deserves a standing ovation! Thank you to all our customers who made such a wonderful milestone possible.

So many things to be grateful for. On behalf of the Spencer Savings Bank team, I’d like to thank you for choosing Spencer. We are so proud to serve you.


José B. Guerrero

Chairman, President and CEO


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