President’s Letter: Summer 2017August 23, 2017

Greetings Spencer Family,

Summer is finally upon us and there is so much going on in our wonderful communities. The cities of Garfield and Clifton are both celebrating their 100-year anniversaries this year, and we are having such a great time supporting milestones. We have also participated in several 5k charity runs over the past few months, along with several other community initiatives.

For many of us, summer is synonymous with travel. I hope you all have some family and getaway time planned. Before you embark on your summer travels, be sure to check our Consumer Alerts for simple tips for keeping your money safe while you are on the move.

Please, soak up all that summer has to offer. Whether you have a business idea, a desire to purchase a new home or any other vision for your future, the sunshine and warm weather provide extra inspiration for you to pursue your financial goals. We are here to help, proud to serve, and grateful to have you as our customer.


José B. Guerrero

Chairman, President and CEO


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