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  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More


Think Big. Grow Fast.

$2 Billion in loans and growing

Commercial Business Loans
Amounts up to $15 Million


  • Permanent Loans
  • Construction Loans
  • Owner-Occupied Mortgages
  • Lines of Credit
  • Term Loans

Small Business Loans
Amounts up to $250,000


  • Lines of Credit
  • Term Loans

Our highly experienced commercial lending team provides a unique and personalized approach to suit your lending needs. Our flexible financing solutions enable business owners to source debt financing and working capital for projects of all types and sizes.

Contact our lending team today!

Commercial Lending Inquiry Form

Upon form submission, a bank representative will contact you within two business days.