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  Coronavirus Update

We are offering a SBA Paycheck Protection Program to support our business customers. Read More

On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law. Among other forms of economic aid, the CARES Act provides businesses affected by COVID-19 with special assistance programs. One such Small Business Administration (SBA) program is the Paycheck Protection Program, which assists businesses with job retention and specific expenses. Spencer Savings Bank is proud to partner with FOUNTAINHEAD Commercial Capital / Small Business Finance, a top national SBA lender, to offer the Paycheck Protection Program for businesses in need. Please click on the link below to be directed to Fountainhead’s website where you can learn more about the Paycheck Protection Program and apply.

When completing the application, please indicate Spencer Savings Bank as the FastTrack Partner, and as the Referral Partner’s email address.


Think Big. Grow Fast.

$2 Billion in loans and growing

Commercial Business Loans
Amounts up to $15 Million


  • Permanent Loans
  • Construction Loans
  • Owner-Occupied Mortgages
  • Lines of Credit
  • Term Loans

Small Business Loans
Amounts up to $250,000


  • Lines of Credit
  • Term Loans

Our highly experienced commercial lending team provides a unique and personalized approach to suit your lending needs. Our flexible financing solutions enable business owners to source debt financing and working capital for projects of all types and sizes.

Contact our lending team today!

Commercial Lending Inquiry Form

Upon form submission, a bank representative will contact you within two business days.