Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More


Westfield Grand Opening Offers

Limited Time! Only Valid through August 15, 2018

Westfield Grand Opening 15 month CD

Westfield Grand Opening E-Money

Spencer Savings Bank is proud to introduce its new Financial Center, conveniently located at 240 North Avenue West, directly across from the Westfield Train Station. Join us in celebrating our new location and take advantage of one of these special offers!


240 North Ave West
Westfield, NJ 07090

Monday thru Friday: 9AM – 6PM
Saturday: 9AM – 1PM

Monday thru Friday: 8AM – 8PM
Saturday: 8AM – 2PM


Spencer Free ParkingSpencer Savings Bank will reimburse you for up to two hours of parking fees.

*Spencer Savings Bank will issue a $1 statement credit to offset parking fees. Limit of 1 reimbursement per day. Available upon request only. Subject to change without notice.

Learn More

Contact Marta Alexandre, Financial Center Manager, at (908) 889-6390 or today!

Enjoy more convenient banking while still receiving the personalized service Spencer is known for!

*These special offers are only available at the Westfield Financial Center, located at 240 North Avenue West, through August 15, 2018. Individuals must live or work in the state of New Jersey or in Bucks County, PA. APY = Annual Percentage Yield. These offers are only valid on new money. Promotional rates cannot be combined with any other offers. Rates are subject to change without notice. The APY for both offers is accurate as of 7/01/18. 15-Month CD: $1,000 minimum balance to a maximum of $500,000 to earn stated APY. Rate of 2.85% APY is only valid on the 15-month CD. Interest is compounded daily and credited monthly. Spencer offers the convenience of automatic renewals. If either you or we prevent renewal, interest will not accrue after the final maturity. Early withdrawal penalties may be imposed and the fee could reduce principal. APY offered assumes interest remains on deposit until maturity. E-Money Market Account: $5,000 minimum daily balance to a maximum of $500,000 to earn stated rate of 1.75% APY. E-Money Market balance tiers: over $500,000 – 0.05% APY; $5,000 to $500,000 – 1.75% APY; $500 to $4,999.99 – .35% APY. Interest is compounded monthly and credited monthly. There is a $500 minimum daily balance required to avoid $5 monthly service charge and to earn interest. Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, or similar order to third parties are limited to six per month. Fees could reduce earnings on this account.