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  Holiday Closing & Passaic Street Financial Center Closure
Spencer Savings Bank will be closed on Friday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Please be advised that our Passaic Street Financial Center will be CLOSED due to unforeseen maintenance.

Please visit one of our nearest full-service locations during this time.

Outwater Lane Financial Center | Elmwood Park Financial Center

We apologize for the inconvenience and look forward to continuing to serve your banking needs.

Be on the Cutting Edge

Find all of the business banking services you need to succeed in Spencer Savings Bank’s BusinessEdge® suite. Whether you’re a business owner using these tools yourself or a professional service provider looking for more ways to assist your clients, Spencer is here to help you stay ahead of the competition.

Smarter Cash Management

Our enhanced suite of digital services is tailored to your business needs.

  • ACH Originations
  • Online Wire Transfers
  • Remote Deposit Capture
  • EDI Reporting
  • Positive Pay/Account Reconciliation
  • Sweep Accounts

Quick. Fast. Loans.

Our lending team moves at the speed of business to help you access funding, with competitive loan rates and no red tape.

  • BusinessEdge® Loans Up To $250,000*
  • No Financials Required Below $75,000*
  • Commercial Loans Up To $7.5MM*
  • Flexible Terms Available
  • Local Decision-Making

INQUIRE ONLINE

Learn More

Move your business forward with Spencer. Speak with a business specialist today and ask for a Free Competitive Price Analysis. Call 1-800-363-8115.

 

*Loans are subject to credit approval.