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  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Merchant Services

By combining our banking expertise with Global Payment’s premier payment processing network, you can enjoy a one-stop solution for all of your payment processing needs. From point-of-sale to point-of-settlement, every electronic payment transaction is secured and verified, minimizing your risk and satisfying your customers. Merchant Services from Spencer is a payment solution, custom-tailored for you.

Merchant Services features:

  • No Application Fee
  • Pricing Customized for your Business
  • Wide Variety of Payment Options
  • Check Verification and Authorization
  • Check Conversion and Imaging (48 Hours)
  • VPOS (Virtual Point of Sales)
  • Easy To Read Monthly Statements
  • 24/7 Customer Support

Sign Up Today

Are you wondering if you can save money each month by switching to Spencer? Let us show you just how much you could save with a Free Merchant Services analysis.

Visit your local Financial Center, or call us at 1-800-363-8115 today!