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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Merchant Services

By combining our banking expertise with Global Payment’s premier payment processing network, you can enjoy a one-stop solution for all of your payment processing needs. From point-of-sale to point-of-settlement, every electronic payment transaction is secured and verified, minimizing your risk and satisfying your customers. Merchant Services from Spencer is a payment solution, custom-tailored for you.

Merchant Services features:

  • No Application Fee
  • Pricing Customized for your Business
  • Wide Variety of Payment Options
  • Check Verification and Authorization
  • Check Conversion and Imaging (48 Hours)
  • VPOS (Virtual Point of Sales)
  • Easy To Read Monthly Statements
  • 24/7 Customer Support

Sign Up Today

Are you wondering if you can save money each month by switching to Spencer? Let us show you just how much you could save with a Free Merchant Services analysis.

Visit your local Financial Center, or call us at 1-800-363-8115 today!