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  Important Updates
We are here for you. Important Updates Regarding Coronavirus. Read More

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period. View an updated message from our Chairman, President and CEO. Read More

The Passaic Street (Garfield) location is currently closed. During this time, please visit one of our alternate financial centers if needed. Bank Locations

Merchant Services

By combining our banking expertise with Global Payment’s premier payment processing network, you can enjoy a one-stop solution for all of your payment processing needs. From point-of-sale to point-of-settlement, every electronic payment transaction is secured and verified, minimizing your risk and satisfying your customers. Merchant Services from Spencer is a payment solution, custom-tailored for you.

Merchant Services features:

  • No Application Fee
  • Pricing Customized for your Business
  • Wide Variety of Payment Options
  • Check Verification and Authorization
  • Check Conversion and Imaging (48 Hours)
  • VPOS (Virtual Point of Sales)
  • Easy To Read Monthly Statements
  • 24/7 Customer Support

Sign Up Today

Are you wondering if you can save money each month by switching to Spencer? Let us show you just how much you could save with a Free Merchant Services analysis.

Visit your local Financial Center, or call us at 1-800-363-8115 today!