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  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More

 

Savings

At Spencer Savings Bank, we believe in providing you the tools to save and plan for your future in any stage of your life. Whether you want to save for college, retirement, a new car or that vacation you’ve always wanted, Spencer can help you meet your goals with a variety of savings account options. We take pride in being able to offer you the right account to meet your personal goal.

Savings Accounts
Savings Accounts Interest Opening Deposit Monthly Service Charge Account Features

SpencerKids Savings

Today’s Rates $1 None
  • Free Online Banking
  • Convenient Passbook

StudentEdge Savings*

Apply Now

Today’s Rates $100 $1
How to Waive
  • Automatic Transfers
  • Free Mobile Banking

Passbook Savings

Today’s Rates $100 None
  • Free Online Banking
  • Convenient Passbook

Statement Savings

Today’s Rates $100 $3
How to Waive
  • Free Online Banking
  • Free ATM Card
  • Monthly eStatements

Platinum Savings

Apply Now

Today’s Rates $100 $3
How to Waive
  • Free Online Banking
  • Free ATM Card
  • Monthly eStatements

Holiday Club Account

Today’s Rates $5 None
  • Free Online Banking
  • Convenient Passbook
  • Direct Deposit Option

Vacation Club Account

Today’s Rates $5 None
  • Free Online Banking
  • Convenient Passbook
  • Direct Deposit Option

*Customer must be 17-23 years of age to qualify for a StudentEdge Savings account.