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Personal Banking

Savings

At Spencer Savings Bank, we believe in providing you the tools to save and plan for your future in any stage of your life. Whether you want to save for college, retirement, a new car or that vacation you’ve always wanted, Spencer can help you meet your goals with a variety of savings account options. We take pride in being able to offer you the right account to meet your personal goal.

Savings Accounts

Savings Accounts Interest Opening Deposit Monthly Service Charge Account Features

SpencerKids Savings

Today’s Rates $1 None
  • Free Online Banking
  • Convenient Passbook

StudentEdge Savings

Apply Now

Today’s Rates $100 $1
How to Waive
  • Automatic Transfers
  • Free Mobile Banking

Passbook Savings

Today’s Rates $100 None
  • Free Online Banking
  • Convenient Passbook

Premium Savings

Apply Now

Today’s Rates $100 $3
How to Waive
  • Free Online Banking
  • Free ATM Card
  • Monthly eStatements

Platinum Savings

Apply Now

Today’s Rates $100 $3
How to Waive
  • Free Online Banking
  • Free ATM Card
  • Monthly eStatements

Holiday Club Account

Today’s Rates $5 None
  • Free Online Banking
  • Convenient Passbook
  • Direct Deposit Option

Vacation Club Account

Today’s Rates $5 None
  • Free Online Banking
  • Convenient Passbook
  • Direct Deposit Option