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  Holiday Closing & Security Information
Spencer Savings Bank will be closed on Friday, June 19th in observance of Juneteenth. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Protect Yourself From Scammers!
The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

Savings

ebrochure checkingAt Spencer Savings Bank, we believe in providing you the tools to save and plan for your future in any stage of your life. Whether you want to save for college, retirement, a new car or that vacation you’ve always wanted, Spencer can help you meet your goals with a variety of savings account options. We take pride in being able to offer you the right account to meet your personal goal.

 

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Savings Accounts

 

Savings Accounts Interest Opening Deposit Monthly Service Charge Account Features

SpencerKids Savings*

Today’s Rates $1 None
  • Free Online Banking
  • Convenient monthly statement

Statement Savings

Today’s Rates $100 $3
How to Waive
  • Free Online Banking
  • Free ATM Card
  • Monthly eStatements

Platinum Savings

Today’s Rates $100 $3
How to Waive
  • Free Online Banking
  • Free ATM Card
  • Monthly eStatements

*Customer must be under 18 years of age to qualify for a SpencerKids Savings Account.