The 12 Scams of ChristmasDecember 11, 2018

Confused woman paying online on christmas holidays lying on a bed in an hotel room

The holidays are here – a time where more money is spent, more travel and time off is taken and more festive events attended. Retail sales, this year, are projected to top last years at an estimated $682 billion. That’s a lot of money circulating, and unfortunately scammers will be out looking for opportunities to …

Take These Actions to Improve Your Finances in 2019December 11, 2018

Take These Actions to Improve Your Finances 2019

If you’re like many Americans, you are concerned about your financial future. Whether it’s your bank balance or retirement portfolio, your primary goal is to find ways to increase your net worth and decrease your debt load. It’s never been a better time to focus on improving your personal finances. This is especially true as …

Mortgage Tips For First-Time Home BuyersNovember 20, 2018

Husband and wife carrying boxes in their new house

Home, sweet home! Most of us dream about owning a house. If your new year’s resolution for 2019 is to purchase your very own home, let’s make it happen! Increase your savings and follow the below tips to put you on the right path. With this dream in mind, first-time home buyers seek ways to get better …

Getting Your Home Ready For WinterNovember 16, 2018

Get Your Home Ready for Winter

Burr, baby its cold outside! Temperatures are starting to drop and daylight savings time has officially ended, with shorter days and longer nights ahead of us. A signal that winter is soon on its way. Below are some tips on getting your home ready for the winter. Prepare now and spend those bitter cold and …

President’s Letter: Fall 2018November 15, 2018

Greetings Spencer Family, Happy Fall! Can you believe the holidays are right around the corner? Everyone is back from vacation and schools are back in session. It’s a busy time of year! As you know, we recently opened a Financial in Westfield! It’s been so rewarding being in this community and having an opportunity to …

Spencer Savings Bank Celebrates Grand Opening in Downtown WestfieldNovember 6, 2018

Westfield VIP Party

Spencer Savings Bank celebrated the official opening of its financial center in Westfield, N.J. last week with a ribbon cutting ceremony. Westfield Mayor Shelley Brindle joined the bank and town officials in celebrating the new business location in downtown Westfield at 240 North Avenue. The center, located directly across the train station, marks the twenty …