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  Holiday Closing & A Message To Our Customers
Spencer Savings Bank will be closed on Monday, May 29th in observance of Memorial Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read More

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FDIC Deposit Insurance

FDIC

Spencer Savings Bank, as a member of the FDIC, wants you to know that your deposits are protected at the maximum level available. By operation of federal law, beginning on January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning on January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information on FDIC insurance, please visit the FDIC website at www.fdic.gov, stop by any of our 26 branch offices or contact Customer Service at (800) 363-8115.