Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Important Update
We are here for you. Important Updates Regarding Coronavirus. Read More

Our financial centers are now reopened. Learn about all the ways Spencer is creating a safe and secure environment for all its visitors. Read More

We continue to stay committed to you during this difficult period. View an updated message from our Chairman, President and CEO. Read More

Fee Schedule

Fee Schedule
Fee Schedule
(Effective July 1, 2020)
Account Link (per draw) $10.00
Account Research (per hour) $25.00
Account Research Copies $5.00
ATM/Check Card Replacement $5.00
Bank Checks $7.00
Certified Checks $15.00
Consular Letter $25.00
Inactivity Fee (per month) $7.00
IRA Trustee-to-Trustee Transfer $25.00
Legal Papers Served $100.00
Medallion Signature Guarantee $10.00
Money Orders $5.00
Passbook Replacement $5.00
Reconciliation of Statement (per hour) $25.00
Returned Checks (insufficient, uncollected) $34.00
Return Deposit Items $15.00
Return EFT Items $34.00
Statement Copies $5.00
Stop Payments $25.00
Safe Deposit Rental:
3 x 5 $40.00
5 x 5 $55.00
3 x 10 $70.00
5 x 10 $115.00
10 x 10 $175.00
Safe Deposit Box – Drill $150.00
Safe Deposit Box – Key Replacement $10.00
Safe Deposit Box – Late Payment $5.00
Wire Transfers:
Incoming $12.00
Outgoing $20.00
Outgoing Foreign $40.00