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  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Checking

Spencer is focused on helping businesses grow and prosper. Our customers span a wide range of industries, but they all share the same need for convenient, hassle-free banking that lets them focus on running their companies. Our tailored products offer competitive pricing, convenient services and a high level of attention. We have the tools to help your business grow, including your own private banker.

Checking Accounts Opening Deposit Monthly Service Charge Account Features

BusinessEdge® Checking

$100 $15
How to Waive
  • 500 Free Debits Monthly
  • Free Online Banking
  • VISA® Business Check Card

Commercial Checking

$100 $12
How to Waive
  • Earnings Credit Applied to Monthly Service Charges
  • VISA® Business Check Card

Attorney Trust Account

$100 None
  • Convenient Monthly Statement Detailing Activity
  • Ability to Accept IOLTA Deposits

Tenant Security Account

$100 None  

  • Interest-Bearing Account for Rent Securities