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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Checking

Spencer is focused on helping businesses grow and prosper. Our customers span a wide range of industries, but they all share the same need for convenient, hassle-free banking that lets them focus on running their companies. Our tailored products offer competitive pricing, convenient services and a high level of attention. We have the tools to help your business grow, including your own private banker.

Checking Accounts Opening Deposit Monthly Service Charge Account Features

BusinessEdge® Checking

$100 $15
How to Waive
  • 500 Free Debits Monthly
  • Free Online Banking
  • VISA® Business Check Card

Commercial Checking

$100 $12
How to Waive
  • Earnings Credit Applied to Monthly Service Charges
  • VISA® Business Check Card

Attorney Trust Account

$100 None
  • Convenient Monthly Statement Detailing Activity
  • Ability to Accept IOLTA Deposits

Tenant Security Account

$100 None  

  • Interest-Bearing Account for Rent Securities