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  Holiday Closing & Important Update
Spencer Savings Bank will be closed on Monday, May 25th in observance of Memorial Day. Please click to learn more about our newest Coronavirus update. Read More

As the situation surrounding the Coronavirus (COVID-19) continues to unfold, we remain strongly committed to our customers, communities and employees. We continue to take precautionary measures to reduce the impact of the virus, making operational adjustments to keep everyone safe, while continuing to serve you. As a critical part of the nation’s economy, banks play an essential role and it is our mission to service our customers and continue to support our community through this difficult time. Read More

Checking

Spencer is focused on helping businesses grow and prosper. Our customers span a wide range of industries, but they all share the same need for convenient, hassle-free banking that lets them focus on running their companies. Our tailored products offer competitive pricing, convenient services and a high level of attention. We have the tools to help your business grow, including your own private banker.

Checking Accounts Opening Deposit Monthly Service Charge Account Features

BusinessEdge® Checking

$100 $15
How to Waive
  • 500 Free Debits Monthly
  • Free Online Banking
  • VISA® Business Check Card

Commercial Checking

$100 $12
How to Waive
  • Earnings Credit Applied to Monthly Service Charges
  • VISA® Business Check Card

Attorney Trust Account

$100 None
  • Convenient Monthly Statement Detailing Activity
  • Ability to Accept IOLTA Deposits

Tenant Security Account

$100 None  

  • Interest-Bearing Account for Rent Securities