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Security Information

Protect Yourself From Scammers! Read Full Message

The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, or PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances. If you receive any such request, please do not provide any information. Visit our Fraud Center for best practices and safety tips.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

Commercial Checking

Frequently Asked Questions
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Telephone Banking
24/7 Account Access
1-877-402-2265
- Check Balances
- Check Account History
- Make Transfers between accounts
Customer Service Center
1-800-363-8115

Mon – Fri: 8am – 8pm
Sat: 8am – 2pm
ATM/Visa^® Debit Cards

Activate New Cards:
1-800-992-3808

Lost or Stolen Cards:
1-800-472-3272
Find a Financial Center
Send a Message

For businesses that keep high balances and have a lot of activity, we offer our commercial checking account. Save more money by offsetting fees with an earnings credit on the average daily investable balance and apply that credit against any monthly service charges. This account is the perfect checking solution for your business banking needs, including our signature level of superior service and convenience.

Commercial Checking features:

Earnings Credit on Average Daily Investable Balance
Earnings Credit Used to Offset Monthly Service Charges
$100 Minimum Opening Deposit
Free Visa^® Business Debit Card
Night Drop Box Access

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!