Important Notice
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  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Commercial Checking

For businesses that keep high balances and have a lot of activity, we offer our commercial checking account. Save more money by offsetting fees with an earnings credit on the average daily investable balance and apply that credit against any monthly service charges. This account is the perfect checking solution for your business banking needs, including our signature level of superior service and convenience.

Commercial Checking features:

  • Earnings Credit on Average Daily Investable Balance
  • Earnings Credit Used to Offset Monthly Service Charges
  • $100 Minimum Opening Deposit
  • Free VISA® Business Check Card
  • Night Drop Box Access

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!