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  Closing & Important Updates
We will be closed on Thursday, November 26th in observance of Thanksgiving Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read More

We are here for you. Important Updates Regarding Coronavirus.

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period. View an updated message from our Chairman, President and CEO. Read More

The Passaic Street (Garfield) location is currently closed. During this time, please visit one of our alternate financial centers if needed. Bank Locations

Commercial Checking

For businesses that keep high balances and have a lot of activity, we offer our commercial checking account. Save more money by offsetting fees with an earnings credit on the average daily investable balance and apply that credit against any monthly service charges. This account is the perfect checking solution for your business banking needs, including our signature level of superior service and convenience.

Commercial Checking features:

  • Earnings Credit on Average Daily Investable Balance
  • Earnings Credit Used to Offset Monthly Service Charges
  • $100 Minimum Opening Deposit
  • Free VISA® Business Check Card
  • Night Drop Box Access

Open Your Account Today

Visit your local Financial Center, or call us at 1-800-363-8115 today!