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Scheduled Internet Banking/Telephone Banking System Maintenance Read More

Due to system maintenance, Spencer Online Banking and our Telephone Banking System will be down starting Friday, 7/20/2018 at 5:00pm, ending Monday, 7/23/2018 at 8:00am. If you have any scheduled transfers or bill payments scheduled for this time, they will still be processed. We apologize for any inconvenience.

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

CD Special

15-Month (Promotion)
2.50
%APY
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Mortgage

30 Year HomeHelper
3.651
%APR
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Home Equity

Line of Credit
4.240
%APR
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Current News
& Announcements See More

Westfield Branch

Spencer Savings Bank Financial Center Now Open In Downtown Westfield

July 13, 2018 Spencer Savings Bank is excited to announce that it has officially opened its Financial Center in Downtown Westfield! The new... Read more

Spencer Savings Bank Awards $26,000 in Scholarships

July 10, 2018 Spencer Savings Bank recently awarded $26,000 in scholarships to 34 gifted students in local high schools and middle schools... Read more
Elmwood Park Ever Fi Program

Spencer Savings Bank Sponsors Financial Education Program for Almost 800 Local Students

June 27, 2018 Spencer Savings Bank believes financial education is the key to empowering the community. The bank is proud to announce that... Read more