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Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

Mortgage

30 Year HomeHelper
3.009
%APR
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Mortgage

30 Year Fixed
3.529
%APR
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Home Equity

Line of Credit
3.000
%APR
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Current News
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Spencer Savings Lodi Branch

Branch Spotlight: Lodi

August 10, 2016 How long have you been working in banking? I have been in banking for 29 years, starting my career as... Read more
Live Freely

Live Freely

August 8, 2016 Spencer Savings Bank provides a world of digital banking services at your fingertips, so you can replace a trip to... Read more
Safeguard your Money on Vacation

Safeguard Your Money on Vacation

August 3, 2016 Summer vacation is about relaxation. Unfortunately, identity theft and other financial crimes are on the rise. To help you stay... Read more