Important Notice

Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Customer Notification

Help For U.S. Government Employees Affected by Government Shutdown Read More

Spencer Savings Bank is offering assistance to customers who are U.S. government employees, facing hardship, due to the U.S. government shutdown. We encourage these customers, whose income is affected by the shutdown, to contact us to discuss financial relief options. We will be helping customers on a case-by-case basis. Please call us at (800) 363-8115 or visit your local branch to discuss your options. We support our government worker customers and hope to assist any experiencing financial hardship during this difficult time.

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.


E-Money Market
- Click here to learn more -


30 Year HomeHelper
- Click here to learn more -

Home Equity

10 Year Fixed First Lien
- Click here to learn more -

Current News
& Announcements See More

Holiday Toy Drive Gifts

Spencer Savings Bank’s Annual Toy Drive Brings Joy To Hundreds of Children In The Community

January 10, 2019 Spencer Savings Bank held its annual toy drive in December, bringing joy to hundreds of children in the local community... Read more
Anthony Niciejewski

Paving A Path To Success With NJBankers Emerging Leaders Rising Star Award Winner

December 17, 2018 It’s 4:30am and Anthony Niciejewski, Spencer’s Business Banking Officer, has started his day. He’s having breakfast, heading to the gym... Read more
Confused woman paying online on christmas holidays lying on a bed in an hotel room

The 12 Scams of Christmas

December 11, 2018 The holidays are here – a time where more money is spent, more travel and time off is taken and... Read more