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At Spencer, we’re committed to offering our customers some of the best rates in the market.

CD Special

15-Month (Promotion)
2.00
%APY
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Mortgage

30 Year HomeHelper
3.651
%APR
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Home Equity

Line of Credit
3.990
%APR
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Current News
& Announcements See More

Teach Children To Save Day

Spencer Savings Bank Celebrates “Teach Children To Save Day” in Cranford

May 4, 2018 Spencer Savings Bank recently celebrated “Teach Children To Save Day” in Cranford. The program, sponsored by the American Bankers Association... Read more
EP Recreation Department Donation Check

Spencer Savings Bank Donates Over $6,000 to Borough of Elmwood Park Recreation Department

May 2, 2018 Spencer Savings Bank recently made a donation for over $6,000 to the Elmwood Park Borough Recreation Department in support... Read more
Home Equity Loan House and Calculator

How To Use A Home Equity Loan For Home Improvement

May 2, 2018 Outdated finishes, flooring or carpet that has seen better days, a bathroom and kitchen that are original to the home... Read more