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Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

Standard CD

20-Month CD
1.60
%APY
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Mortgage

30 Year HomeHelper
3.650
%APR
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Home Equity

10 Year Fixed First Lien
3.750
%APR
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Help For Marcal Employees Affected by Recent Fire

Spencer Savings Bank is offering assistance to customers who are Marcal employees, facing hardship, due to the devastating fire recently suffered in Elmwood Park, N.J. We hope to assist any experiencing financial hardship during this time and encourage these customers to contact us to discuss options for financial relief. We will be helping customers on a case-by-case basis. Please call us at (800) 363-8115 or visit your local branch to discuss your options. We, too, are #EPStrong and support all our community members affected by this tragedy.

Current News
& Announcements See More

CBH Care

Spencer Savings Bank Donates $7,500 To CBHCare In Support Of Mental Health

April 18, 2019 Spencer Savings Bank recently made a $7,500 donation to CBHCare, in support of mental health services in its community... Read more
Marcal Donation SSB

Spencer Donates $30,000 Towards Historic NJ Paper Plant Destruction, Assists Employees And Honors First Responders

April 8, 2019 Spencer Savings Bank recently made a $30,000 donation to benefit those who suffered through the Marcal Paper Plant fire... Read more
Snow Bowl 2019

Spencer Raises Over $18,500 with 8th Year New York Football Giants Snow Bowl Participation

March 27, 2019 Spencer Savings Bank has raised $18,633 for Special Olympics New Jersey, with its 8th year participation in the New... Read more