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Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

13-Month CD Promo

NEW MONEY
5.00
%APY
- Click here to learn more -

Mortgage

15 Year Fixed Rate
5.440
%APR
- Click here to learn more -

SpencerFlex

Line of Credit
7.500
%APR
- Click here to learn more -

Mobile Banking

Mobile App

Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.

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Online Banking

Online Banking

24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.

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Contact Us

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

Contact Us

Current News
& Announcements See More
Michael Fasano
Spencer Savings Bank recently announced the appointment of Michael Fasano to its board of directors. Fasano joins Spencer Savings Bank... Read more
Jula Coffee
The holiday season is here and there is no better year than this one to shop local and eat local... Read more
Award
Spencer Savings Bank is proud to announce that the bank has been honored with the New Jersey Bankers Association 2022... Read more