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Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

Premium Money Market

Great Rate
3.00
%APY
- See Our Great Rates -

11-Month CD

Lock It In!
4.00
%APY
- Lock In Our CD Rate -

30-Year Mortgage

Fixed Rate 
6.159
%APR
- See Our Fixed Rates -

Mobile Banking

Mobile App

Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.

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Online Banking

Online Banking

24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.

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Contact Us

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

Contact Us

Current News
& Announcements All News
The excitement of the holiday season is building as stores prepare for one of the biggest commercial seasons of the... Read more
Spencer Savings Bank recently sponsored the “Fund-a-Meal” program at Eva’s Village to help celebrate the spirit of the season by... Read more
Spencer Savings Bank, one of New Jersey’s leading community banks, is pleased to announce Paul Campisi has joined the team... Read more