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At Spencer, we’re committed to offering our customers some of the best rates in the market.

Mortgage

30 Year HomeHelper
3.009
%APR
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Mortgage

30 Year Fixed
3.529
%APR
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Home Equity

Line of Credit
3.000
%APR
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Current News
& Announcements See More

popmoney

Popmoney: Money Made Easy

July 27, 2016 Send, request, and receive money the easy way with Popmoney. Spencer offers this convenient service as part of our commitment... Read more
Laptop

Is someone using your personal information to open accounts, file taxes, or make purchases?

July 20, 2016 Recovering from Identity Theft Visit IdentityTheft.gov, the federal government’s one-stop resource to help you report and recover from identity... Read more
Paterson Habitat For Humanity

Spencer Savings Bank Donates Money, Volunteers Time in Ninth Straight Paterson Habitat for Humanity Corporate Challenge

July 13, 2016 PATERSON, N.J. (July 12, 2016) – Spencer Savings Bank, a community bank headquartered in Elmwood Park, N.J., participated... Read more