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  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More

 

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

13-Month IRA

With Platinum Checking
1.40
%APY
- Click here to learn more -

Mortgage

30 Year HomeHelper
3.147
%APR
- Click here to learn more -

Home Equity

10 Year Fixed First Lien
3.500
%APR
- Click here to learn more -

Mobile Banking

Mobile App

Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.

Download App

Online Banking

Online Banking

24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.

Sign Up

Contact Us

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

Contact Us
Current News
& Announcements See More
Medical Staff thank you to our healthcare heores
Spencer Savings Bank Donates $100,000 To NJ Hospitals Battling The Coronavirus Pandemic
Spencer Savings Bank recently made a $100,000 donation to support NJ hospitals battling the coronavirus pandemic. A donation of... Read more
Anthony Niciejewski
Spencer Savings Bank Is Pleased To Announce The Promotion of Anthony Niciejewski to Vice President/Market Manager
Spencer Savings Bank is pleased to announce the promotion of Anthony Niciejewski to the position of Vice President, Market Manager... Read more
Richard Vaill
Leadership Lessons from a Colonel of Marines
He was built like an Offensive Lineman, stood 6’4” and was a recipient of the Silver Star for heroism in Vietnam... Read more