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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

8-Month IRA

w/ Platinum Checking + Direct Deposit
0.70
%APY
- Click here to learn more -

Mortgage

15 Year Fixed Rate
2.542
%APR
- Click here to learn more -

Home Equity

10 Year Fixed First Lien
3.000
%APR
- Click here to learn more -

Mobile Banking

Mobile App

Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.

Download App

Online Banking

Online Banking

24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.

Sign Up

Contact Us

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

Contact Us
Current News
& Announcements See More
Getting To Know Rosalie Small, Vice President and Cash Management Sales Officer
Tell us a little bit about your professional background. I have 20 years of experience working in the banking and... Read more
George Celentano
George Celentano Appointed to Executive Vice President, Chief Retail Banking Officer
Spencer Savings Bank is pleased to announce the promotion of George Celentano to the position of Executive Vice President, Chief... Read more
Steve Fusco
Spencer Savings Bank CFO Steve Fusco Named Leader In Finance by NJBIZ
Spencer Savings Bank recently announced that Executive Vice President and CFO Steve Fusco has been named a “Leader In Finance”... Read more