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  A Message To Our Customers
Strong, Stable and Secure. Read More

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Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

13-Month CD Promo

W/ Platinum Checking
5.50
%APY
- Click here to learn more -

Home Equity Line of Credit

Prime Rate
8.000
%APR
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13-Month IRA Promo

W/ Platinum Checking
5.50
%APY
- Click here to learn more -

Mobile Banking

Mobile App

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Contact Us

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

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Current News
& Announcements See More
Michael Fuoco
Spencer Savings Bank is pleased to welcome Michael Fuoco as Senior Vice President and Director of Retail Sales/Service. Fuoco will... Read more
Mercedes Pedrick
Spencer Savings Bank is pleased to announce the promotion of Mercedes Pedrick to Senior Vice President and Director of Home... Read more
STEM photo
Spencer Savings Bank, a leading New Jersey-based community bank, recently donated $10,000 to the Research & Development Council of... Read more