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Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

Savings

E-Money Market
1.50
%APY
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Mortgage

30 Year HomeHelper
3.902
%APR
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Home Equity

10 Year Fixed First Lien
3.875
%APR
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Current News
& Announcements See More

Get Your Home Ready for Winter

Getting Your Home Ready For Winter

November 16, 2018 Burr, baby its cold outside! Temperatures are starting to drop and daylight savings time has officially ended, with shorter days... Read more
Westfield VIP Party

Spencer Savings Bank Celebrates Grand Opening in Downtown Westfield

November 6, 2018 Spencer Savings Bank celebrated the official opening of its financial center in Westfield, N.J. last week with a ribbon... Read more
Lyndhurst Branch

Branch Spotlight: Lyndhurst

November 2, 2018 Lyndhurst Branch Manager Radika Lutchman How long have you been working in banking? Over 25 years. Why do you feel... Read more