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  Important Update
We are here for you. Important Updates Regarding Coronavirus. Read More

Our financial centers are now reopened. Learn about all the ways Spencer is creating a safe and secure environment for all its visitors. Read More

We continue to stay committed to you during this difficult period. View an updated message from our Chairman, President and CEO. Read More

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

Kasasa

Cash Checking
2.50
%APY
- Click here to learn more -

Mortgage

15 Year Fixed Promo
2.542
%APR
- Click here to learn more -

Home Equity

10 Year Fixed First Lien
3.125
%APR
- Click here to learn more -

Mobile Banking

Mobile App

Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.

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Online Banking

Online Banking

24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.

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Contact Us

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

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Current News
& Announcements See More
Robert Vivo
Spencer Savings Bank Welcomes Robert Vivo as Senior Vice President and Director of Retail Sales/Service
Spencer Savings Bank is pleased to welcome Robert Vivo as Senior Vice President and Director of Retail Sales/Service. Vivo will... Read more
Habitat for Humanity
Spencer Savings Bank Donates $7,000 To Habitat For Humanity
Spencer Savings Bank is pleased to announce it has donated $7,000 to Habitat for Humanity to help build communities... Read more
Home Equity Loan for Home Improvement
How To Use A Home Equity Loan For Home Improvement
Outdated finishes, flooring or carpet that has seen better days, a bathroom and kitchen that are original to the home... Read more