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Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

CD Special

15-Month (Promotion)
2.50
%APY
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Mortgage

30 Year HomeHelper
3.651
%APR
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Home Equity

15 Year Fixed First Lien
3.875
%APR
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Current News
& Announcements See More

Spencer Savings Bank Welcomes New Branch Managers

August 1, 2018 Spencer Savings Bank is pleased to welcome two new Branch Managers to their Lyndhurst and Lodi branch locations. Radika Lutchman... Read more
2 Crucial First Home Mortgage Tips for New Buyers

2 Crucial First Home Mortgage Tips for New Buyers

July 17, 2018 Did you know that at the end of 2017, home ownership rating in the United States was at 64.2%? This... Read more
Spencer Savings Bank Receives NJBankers Award for Community Service

Spencer Savings Bank Receives NJBankers Award for Community Service

July 17, 2018 Spencer Savings Bank is proud to announce that the New Jersey Banker Association has awarded the bank with the 2017... Read more