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Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

CD Special

16-Month (Promotion)
2.50
%APY
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Mortgage

30 Year HomeHelper
3.776
%APR
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Home Equity

10 Year Fixed First Lien
3.875
%APR
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Current News
& Announcements See More

Fraud Alert

Two-Way Text Alerts Keep Your Checking Account Safer

October 9, 2018 Spencer Savings Bank is committed to ensuring your debit card is protected in every way possible. As part of our... Read more
Wayne Movie Night

Spencer Savings Bank Hosts Annual Free Summer Movie Nights For Local Community

September 5, 2018 Spencer Savings Bank knows how to celebrate summer! The bank has been busy all summer long hosting its annual “Movies... Read more
John Duncan

Spencer Savings Bank Appoints John C. Duncan to Executive Vice President, Chief Lending Officer

August 27, 2018 Spencer Savings Bank is pleased to announce the promotion of John C. Duncan to the position of Executive Vice President... Read more