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Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

Mortgage

30 Year HomeHelper
3.009
%APR
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Mortgage

10/1 Adjustable
3.216
%APR
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Home Equity

Line of Credit
3.000
%APR
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Current News
& Announcements See More

Garwood Residents Enjoy Fourth Annual Movies Under the Stars

Garwood Movies Under the Stars

September 16, 2016 For the fourth straight year, residents in Garwood and Westfield, N.J. and the surrounding area were treated to a... Read more
Spencer Savings Lodi Branch

Branch Spotlight: Lodi

August 10, 2016 How long have you been working in banking? I have been in banking for 29 years, starting my career as... Read more
Live Freely

Live Freely

August 8, 2016 Spencer Savings Bank provides a world of digital banking services at your fingertips, so you can replace a trip to... Read more