Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

Premium Money Market

Great Rate
3.25
%APY
- Click here to learn more -

8 Month CD or IRA Promotion

Limited Time Offer
5.15
%APY
- Click here to learn more -

30-Year Mortgage

Fixed Rate 
6.788
%APR
- Click here to learn more -

Mobile Banking

Mobile App

Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.

Download App

Online Banking

Online Banking

24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.

Sign Up

Contact Us

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

Contact Us

Current News
& Announcements See More
Phyllis Valentino
Spencer Savings Bank, one of New Jersey’s leading community banks, is pleased to welcome Phyllis Valentino as a Vice President... Read more
Spencer Savings Bank, one of New Jersey’s leading community banks, is pleased to welcome Kama Patel as the new Edison... Read more
Jesse Oliver
Spencer Savings Bank, one of New Jersey’s leading community banks, is pleased to welcome Jesse Oliver as Vice President, Small... Read more