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At Spencer, we’re committed to offering our customers some of the best rates in the market.

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14-Month With Checking
3.00
%APY
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Mortgage

30 Year HomeHelper
3.776
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Home Equity

10 Year Fixed First Lien
3.875
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Help For Marcal Employees Affected by Recent Fire

Spencer Savings Bank is offering assistance to customers who are Marcal employees, facing hardship, due to the devastating fire recently suffered in Elmwood Park, N.J. We hope to assist any experiencing financial hardship during this time and encourage these customers to contact us to discuss options for financial relief. We will be helping customers on a case-by-case basis. Please call us at (800) 363-8115 or visit your local branch to discuss your options. We, too, are #EPStrong and support all our community members affected by this tragedy.

Current News
& Announcements See More

Avoid First-Time Homebuyer Mistakes Stock Image

Avoid These First-Time Homebuyer Mistakes

March 19, 2019 Spring is officially here and with that comes the start of the home buying season! Buying a new home is... Read more
Steve Fusco

Spencer Savings Bank Welcomes New Executive Vice President and Chief Financial Officer

March 13, 2019 Spencer Savings Bank is pleased to welcome its newest member to the executive management team, Steven M. Fusco, as Executive... Read more
Eva's Village_Mock Job Fair

Spencer Savings Bank Helps Eva’s Village Prepare Clients For Job Success

March 4, 2019 Spencer Savings Bank, a community bank headquartered in Elmwood Park, N.J., recently partnered up with Eva’s Village to empower... Read more