Important Notice

Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

CD Special

15-Month (Promotion)
- Click here to learn more -


30 Year HomeHelper
- Click here to learn more -

Home Equity

Line of Credit
- Click here to learn more -

Current News
& Announcements See More

Spencer Savings Bank New Concept

Spencer Savings Bank Selects Westfield, N.J. as Site of New Banking Concept

April 11, 2018 Spencer Savings Bank, a community bank headquartered in Elmwood Park, N.J., has selected Westfield, N.J. as the site... Read more
Spencer Supports Special Olympics NJ

Spencer Savings Bank Raises Over $100,000

April 4, 2018 Spencer Savings Bank has raised over $100,000 for Special Olympics New Jersey, with its 7th year New York Football... Read more
Investment Real Estate Banner

Person vs Business: What’s the Best Way to Invest in Real Estate?

April 2, 2018 Investing in real estate can be a great way to diversify your financial investments and maximize your earnings. Real estate... Read more