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Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

Kasasa Cash

Checking
2.00
%APY
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Mortgage

15 Year Fixed Rate
4.684
%APR
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SpencerFlex

Line of Credit
4.000
%APR
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Mobile Banking

Mobile App

Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.

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Online Banking

Online Banking

24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.

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Contact Us

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

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Current News
& Announcements See More
Mariner’s Bank has joined Spencer Savings Bank.
We are excited to announce that we have closed on the Mariner’s Bank merger! This merger brings together two community-focused... Read more
Spencer Savings Bank was recently honored with the “Company Of The Year” award, by the Gateway Regional Chamber of Commerce... Read more
Annual Meeting, Jan 19 2017
Upon an appeal by the Bank, the New Jersey Supreme Court has ordered a stay in the effectiveness of an... Read more