Important Notice

Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

CD Special

13-Month
1.50
%APY
- Click here to learn more -

Mortgage

10/1 Adjustable
3.839
%APR
- Click here to learn more -

Home Equity

Line of Credit
3.750
%APR
- Click here to learn more -

Current News
& Announcements See More

Money Jar travel picture

5 Simple Ways to Keep Your Money Safer

August 31, 2017 Summer is the season of getaways. Whether you’re headed down the shore, across the country or overseas, there are a... Read more
Investment Property Mortgage Questions

6 Common Investment Property Mortgage Questions Answered

August 30, 2017 You don’t have to be a real estate tycoon to purchase an investment property. With an investment property mortgage, you... Read more
Nearly 200 Students Receive School Supplies from Spencer Savings Bank

Nearly 200 Students Receive School Supplies from Spencer Savings Bank

August 23, 2017 Spencer Savings Bank partnered with the Bergen County Volunteer Center to host a school supply drive for disadvantaged and underserved... Read more