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At Spencer, we’re committed to offering our customers some of the best rates in the market.

CD Special

13-Month
1.25
%APY
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Mortgage

10/1 Adjustable
3.839
%APR
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Home Equity

Line of Credit
3.750
%APR
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Current News
& Announcements See More

Winners of 2017 Scholarship Program

Spencer Savings Bank Announces Winners of 2017 Scholarship Program

July 19, 2017 Spencer Savings Bank, a community bank headquartered in Elmwood Park, announced 32 students who were awarded scholarships and Coverdell Education... Read more
Paterson Habitat for Humanity Build Day

Paterson Habitat for Humanity Build Day

June 13, 2017 Spencer Savings Bank spent the day hands-on with the Habitat for Humanity for its latest build day in Paterson, NJ... Read more
Behind the Seams with Eva's Village

Behind the Seams with Eva’s Village

June 13, 2017 We had a great time at Eva’s Village’s 8th Annual ‘Behind the Seams’ Fashion show! Thank you to everyone who... Read more