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  A Message To Our Customers
Strong, Stable and Secure. Read More

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At Spencer, we’re committed to offering our customers some of the best rates in the market.

Kasasa

Cash Back
2.00
%APY
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Home Equity Line of Credit

Prime Rate
8.250
%APR
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30-Year Mortgage

Fixed Rate 
6.294
%APR
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Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

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Current News
& Announcements See More
Michael Fuoco
Spencer Welcomes Michael Fuoco as SVP and Director of Retail Sales/Service
Spencer Savings Bank is pleased to welcome Michael Fuoco as Senior Vice President and Director of Retail Sales/Service. Fuoco will... Read more
Man facing forward and smiling
Spencer Savings Bank Welcomes New Financial Center Manager
Spencer Savings Bank is pleased to welcome Javier Hernandez as our new Financial Center Manager of the Spencer Savings Bank... Read more
ANA ROGRIGUES
Spencer Savings Bank Welcomes New Union County Market Manager
Spencer Savings Bank is pleased to welcome Ana Rodrigues as its new Market Manager in Union County, New Jersey. Ana... Read more