Important Notice

Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.


E-Money Market
- Click here to learn more -


30 Year HomeHelper
- Click here to learn more -

Home Equity

10 Year Fixed First Lien
- Click here to learn more -

Current News
& Announcements See More

Juan Oelofse

Spencer Welcomes New Senior Vice President and Director of Commercial & Industrial Lending

July 11, 2019 Spencer Savings Bank is pleased to welcome its newest member to the leadership team, Juan H. Oelofse, as Senior Vice... Read more
Scholarship Ceremony

Spencer Awards $25,000 in Scholarships To Local Students

July 3, 2019 Spencer Savings Bank recently awarded $25,000 in scholarships to high school and middle school students from 33 local schools... Read more
For Rent

7 Essential Steps to Prepare Your Investment Property for Rental

June 24, 2019 As a real estate investor, a vacant property means you’re losing money. But the downtime between tenants can serve... Read more