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  Holiday Closing
Spencer Savings Bank will be closed on Thursday, June 19th in observance of Juneteenth. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

Premium Money Market

Great Rate
3.00
%APY
- See Our Great Rates -

11-Month CD

Great Rate! Lock it in.
3.75
%APY
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30-Year Mortgage

Fixed Rate 
6.787
%APR
- See Our Fixed Rates -

Mobile Banking

Mobile App

Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.

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Online Banking

Online Banking

24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.

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Contact Us

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

Contact Us
Current News
& Announcements All News
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National Small Business Month: Business Customer Spotlight
In celebration of National Small Business Month in May we’re spotlighting our business customer – ES Builders Group, a licensed... Read more
NJBankers Award
Spencer’s President and COO receives NJBankers Woman of Impact Award
We are proud to announce that Jane Allerman-Rey, Spencer Savings Bank’s President and Chief Operating Officer, has received the prestigious... Read more
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Spencer Savings Bank Supports STEM Education in New Jersey
Spencer Savings Bank, a leading New Jersey-based community bank, is proud to support New Jersey STEM education with a recent... Read more