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  Holiday Closing & A Message To Our Customers
Spencer Savings Bank will be closed on Monday, May 29th in observance of Memorial Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read More

Strong, Stable and Secure.
Click Here for a message from our Chairman & CEO about recent industry events.

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

Kasasa

Cash Back
2.00
%APY
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Home Equity Line of Credit

Prime Rate
8.250
%APR
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30-Year Mortgage

Fixed Rate 
6.294
%APR
- Click here to learn more -

Mobile Banking

Mobile App

Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.

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Online Banking

Online Banking

24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.

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Contact Us

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

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Current News
& Announcements See More
Michael Fuoco
Spencer Welcomes Michael Fuoco as SVP and Director of Retail Sales/Service
Spencer Savings Bank is pleased to welcome Michael Fuoco as Senior Vice President and Director of Retail Sales/Service. Fuoco will... Read more
Man facing forward and smiling
Spencer Savings Bank Welcomes New Financial Center Manager
Spencer Savings Bank is pleased to welcome Javier Hernandez as our new Financial Center Manager of the Spencer Savings Bank... Read more
ANA ROGRIGUES
Spencer Savings Bank Welcomes New Union County Market Manager
Spencer Savings Bank is pleased to welcome Ana Rodrigues as its new Market Manager in Union County, New Jersey. Ana... Read more