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Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

CD Special

20-Month
1.50
%APY
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Mortgage

10/1 Adjustable
3.820
%APR
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Home Equity

Line of Credit
3.500
%APR
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Current News
& Announcements See More

EVM

Why Every Spencer Customer Now Has an EMV Chip Card

April 11, 2017 Spencer Savings Bank’s shift from magnetic strip cards to EMV chip debit cards is now complete. No more confusion, just... Read more

Spencer Savings Bank Kicks Off Its 5k Run Series in Elmwood Park

April 5, 2017 Spencer Savings Bank Kicks Off Its 5K Run Series in Elmwood Park On April 2nd, Spencer kicked off its 5K... Read more
Spencer Savings Special Olympics Team

Spencer Savings Bank Continues Top Three Streak in 2017 New York Giants Snow Bowl

March 24, 2017 For the fifth straight year, Spencer Savings Bank placed among the top three fundraising teams in the New York Giants... Read more