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At Spencer, we’re committed to offering our customers some of the best rates in the market.

13-Month CD/IRA

With Platinum Checking
2.00
%APY
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Mortgage

30 Year HomeHelper
3.147
%APR
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Home Equity

10 Year Fixed First Lien
3.625
%APR
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Current News
& Announcements See More

2020 goals

10 Financial Resolutions to Make This Year the Best One Yet

January 16, 2020 The beginning of the year is the perfect time to reflect on your finances, from how much you earn and... Read more
scale businessman

7 Ways to Help Your Business Grow Faster

January 13, 2020 At some point in your company’s evolution, you may realize that it isn’t growing as robustly as you... Read more
Sid Vidaya

Spencer Welcomes Sid Vaidya as C&I Relationship Manager and Vice President

January 10, 2020 Spencer Savings Bank, a leading New Jersey-based community bank, recently announced the expansion of its Commercial and Industrial Lending team... Read more