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  Holiday Closing & Important Update
Spencer Savings Bank will be closed on Monday, May 25th in observance of Memorial Day. Please click to learn more about our newest Coronavirus update. Read More

As the situation surrounding the Coronavirus (COVID-19) continues to unfold, we remain strongly committed to our customers, communities and employees. We continue to take precautionary measures to reduce the impact of the virus, making operational adjustments to keep everyone safe, while continuing to serve you. As a critical part of the nation’s economy, banks play an essential role and it is our mission to service our customers and continue to support our community through this difficult time. Read More

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

13-Month IRA

With Platinum Checking
1.55
%APY
- Click here to learn more -

Mortgage

30 Year HomeHelper
3.147
%APR
- Click here to learn more -

Home Equity

10 Year Fixed First Lien
3.990
%APR
- Click here to learn more -

Mobile Banking

Mobile App

Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.

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Online Banking

Online Banking

24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.

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Contact Us

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

Contact Us

Current News
& Announcements See More
Medical Staff thank you to our healthcare heores
Spencer Savings Bank recently made a $100,000 donation to support NJ hospitals battling the coronavirus pandemic. A donation of... Read more
Richard Vaill
He was built like an Offensive Lineman, stood 6’4” and was a recipient of the Silver Star for heroism in Vietnam... Read more
Woman Working
The COVID-19 pandemic has forced millions of Americans to work from home. For some, it may be unchartered waters. Fortunately... Read more