Skip to main content
It’s The Year of The HELOC!
Open a Home Equity Line of Credit to consolidate high-interest
debt, make home improvements or to strengthen your finances
– and, for a limited, receive a $100 Amazon Gift Card*!
Unique “ FLEX” Conversion Option Available.
The Big Break Every
Spencer offers a suite of commercial &
industrial lending solutions.
Get Today's Rates
At Spencer, we’re committed to offering our customers some of the best rates in the market.
Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.
24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.
Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.
Spencer Savings Bank recently announced the appointment of Michael Fasano to its board of directors. Fasano joins Spencer Savings Bank... Read more
Spencer Savings Bank is pleased to announce the promotion of Mercedes Pedrick to Senior Vice President and Director of Home... Read more
Spencer Savings Bank is proud to announce that the bank has been honored with the New Jersey Bankers Association 2022... Read more