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  COVID-19 Branch Operations Update

Health and safety remain our top priorities, both for our customers and team members. As a safety precaution to Covid-19, our lobbies will be temporarily closed and available by appointment only beginning Tuesday, January 4, 2022.  Drive-up services will operate during regular business hours. 

We apologize for the inconvenience and thank you for your cooperation and understanding.

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

23-Month IRA

w/ Platinum Checking
1.00
%APY
- Click here to learn more -

Mortgage

15 Year Fixed Rate
2.416
%APR
- Click here to learn more -

HELOC

Fixed for 24 Months PROMO
2.490
%APR
- Click here to learn more -

Mobile Banking

Mobile App

Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.

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Online Banking

Online Banking

24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.

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Contact Us

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

Contact Us

Current News
& Announcements See More
Mariner’s Bank has joined Spencer Savings Bank.
We are excited to announce that we have closed on the Mariner’s Bank merger! This merger brings together two community-focused... Read more
Annual Meeting, Jan 19 2017
Upon an appeal by the Bank, the New Jersey Supreme Court has ordered a stay in the effectiveness of an... Read more
$75,000 Donation to the American Red Cross
Spencer Savings Bank, a leading New Jersey-based community bank, is donating $75,000 to the American Red Cross to support... Read more