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  Important News
Mariner’s Bank is joining Spencer Savings Bank.   Read More

We are excited to welcome Mariner’s customers and employees to the Spencer family. Read More

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

Kasasa

Cash Checking
2.00
%APY
- Click here to learn more -

Mortgage

15 Year Fixed Rate
2.416
%APR
- Click here to learn more -

Home Equity

10 Year Fixed First Lien
3.000
%APR
- Click here to learn more -

Mobile Banking

Mobile App

Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.

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Online Banking

Online Banking

24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.

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Contact Us

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

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Current News
& Announcements See More
We recently made a donation of $7,500 to Passaic County Community College (PCCC) to help provide financial support to... Read more
Adoption Day
Spencer Savings Bank will be hosting our very first Pet Adoption Day on Sunday, September 26th! The event will be... Read more
FMS Award photo
Spencer Savings Bank Honored With Financial Managers Society (FMS) Community Engagement Award We are very proud to have been recently... Read more