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At Spencer, we’re committed to offering our customers some of the best rates in the market.

CD Special

15-Month (Promotion)
2.00
%APY
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Mortgage

30 Year HomeHelper
3.525
%APR
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Home Equity

Line of Credit
3.990
%APR
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Current News
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Spencer Savings Bank New Concept

Spencer Savings Bank Selects Westfield, N.J. as Site of New Banking Concept

April 11, 2018 Spencer Savings Bank, a community bank headquartered in Elmwood Park, N.J., has selected Westfield, N.J. as the site... Read more
Spencer Supports Special Olympics NJ

Spencer Savings Bank Raises Over $100,000

April 4, 2018 Spencer Savings Bank has raised over $100,000 for Special Olympics New Jersey, with its 7th year New York Football... Read more
Investment Real Estate Banner

Person vs Business: What’s the Best Way to Invest in Real Estate?

April 2, 2018 Investing in real estate can be a great way to diversify your financial investments and maximize your earnings. Real estate... Read more