Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Important Update
We are here for you. Important Updates Regarding Coronavirus. Read More

Our financial centers are now reopened. Learn about all the ways Spencer is creating a safe and secure environment for all its visitors. Read More

We continue to stay committed to you during this difficult period. View an updated message from our Chairman, President and CEO. Read More

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

Kasasa

Cash Checking
2.50
%APY
- Click here to learn more -

Mortgage

30 Year HomeHelper
3.147
%APR
- Click here to learn more -

Home Equity

10 Year Fixed First Lien
3.125
%APR
- Click here to learn more -

Mobile Banking

Mobile App

Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.

Download App

Online Banking

Online Banking

24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.

Sign Up

Contact Us

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

Contact Us
Current News
& Announcements See More
Scholarships To Local Students
Spencer Savings Bank Awards Almost $25,000 in Scholarships To Local Students
Spencer Savings Bank was pleased to continue its scholarship program this year and award almost $25,000 in scholarships to... Read more
Jersey Cares Back to School Drive
Online Back To School Supply Drive Collects 300 Items For Families In Need
Spencer Savings Bank recently hosted an online school supply drive, collecting and donating about 300 items to Jersey Cares for... Read more
Cash Management
How Effective Cash Management Services Can Make A Difference During This Tough Time
Managing cash flow, bill payments, invoicing, and disbursements for your small business during COVID-19 can be made easier with the... Read more