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Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

13-Month CD/IRA

With Platinum Checking
2.00
%APY
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Mortgage

30 Year HomeHelper
3.147
%APR
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Home Equity

10 Year Fixed First Lien
3.625
%APR
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Current News
& Announcements See More

Elderly Couple at beach

Save For Retirement While Enjoying Tax Benefits

February 26, 2020 Retirement savings seems complicated, but it doesn’t have to be. Opening an IRA (Individual Retirement Account) and contributing to it... Read more
Carmen Rivera Award

Carmen Rivera Honored With Groundwork Elizabeth Award

February 25, 2020 We are excited to announce that Carmen Rivera, Vice President and Market Manager, was recently honored with the “Outstanding Conservation... Read more
Linda Percoco

Celebrating National Entrepreneurship Week With Spencer’s Business Customer, Linda Percoco

February 19, 2020 Linda Percoco, a Spencer business customer, is a self-made, ambitious, successful business-woman who started her own company in 2004, Max... Read more