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Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

Kasasa Cash

Checking
2.00
%APY
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Mortgage

15 Year Fixed Rate
4.684
%APR
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SpencerFlex

Line of Credit
4.750
%APR
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Mobile Banking

Mobile App

Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.

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Online Banking

Online Banking

24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.

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Contact Us

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

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Current News
& Announcements See More
Spencer Savings Bank is pleased to welcome Noah Michael O’Hare as the new Financial Center Manager of the Spencer Savings... Read more
Josef Toribio, Spencer’s Financial Center Service Representative, recently joined Spencer after the Mariners Bank merger and is part of the... Read more
Spencer Savings Bank is pleased to welcome Dushyant Abhyankar, as Senior Vice President and Treasurer of the Bank. His key... Read more