Spencer Savings Bank: Personal and Business Banking in NJ

Important Notice

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Important Information

Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment. However, we will be operating our drive-up facilities as normal. Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period. View an updated message from our Chairman and CEO. Read More

Limited Time 8-Month IRA

Savings Strategy with Certainty
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Larger Than Local

$2.5 Billion in Loans. 65 Dedicated Lending Professionals.
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High Yield
Checking

Earn rewards with a
Kasasa checking account.
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Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

8-Month IRA

w/ Platinum Checking + Direct Deposit

0.70

%APY

- Click here to learn more -

Mortgage

15 Year Fixed Rate

2.542

%APR

- Click here to learn more -

Home Equity

10 Year Fixed First Lien

3.000

%APR

- Click here to learn more -

Mobile Banking

Mobile App

Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.

Download App

Online Banking

24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

Current News
& Announcements See More

“Warm Up This Winter” Drive For Bridges Outreach Nonprofit

Spencer Savings Bank recently hosted a “Warm Up This Winter” drive in support of Bridges Outreach, a non-profit organization headquartered... Read more