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Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

Mortgage

30 Year HomeHelper
3.009
%APR
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Mortgage

30 Year Fixed
3.654
%APR
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Home Equity

Line of Credit
3.000
%APR
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Current News
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Movies Under Stars Cranford May2016

Many Residents Attend Spencer Savings Bank’s Free Family Movie Night in Cranford

June 10, 2016 Many local residents and visitors enjoyed a free family movie night May 21 at Hanson Park in Cranford, N.J... Read more
Morris Habita May 2016

Spencer Savings Bank Builds Strong Foundation with Morris Habitat for Humanity

June 10, 2016 Spencer Savings Bank, a community bank headquartered in Elmwood Park, partnered with the Morris Habitat for Humanity for the second... Read more
mortgage and home equity loans at spencer savings bank

Mortgage and Home Equity Loans at Spencer Savings Bank

May 27, 2016 Getting a mortgage or home equity loan has never been easier. With Spencer Savings Bank, you can apply online in... Read more