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At Spencer, we’re committed to offering our customers some of the best rates in the market.

Savings

E-Money Market
1.50
%APY
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Mortgage

30 Year HomeHelper
3.398
%APR
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Home Equity

10 Year Fixed First Lien
3.625
%APR
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Current News
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For Rent

7 Essential Steps to Prepare Your Investment Property for Rental

June 24, 2019 As a real estate investor, a vacant property means you’re losing money. But the downtime between tenants can serve... Read more
Garfield Memorial Day Parade

Jose B. Guerrero honored as Grand Marshal of Garfield Memorial Day Parade

June 10, 2019 Jose B. Guerrero, Chairman, President and CEO of Spencer Savings Bank, was recently honored as the Grand Marshal of the... Read more
Small Business Week 2019

Celebrating National Small Business Week

May 21, 2019 In celebration of National Small Business Week (May 5 – May 11), we sat down with a Spencer business customer... Read more