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At Spencer, we’re committed to offering our customers some of the best rates in the market.

CD Special

10-Month
1.40
%APY
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Mortgage

30 Year HomeHelper
3.254
%APR
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Home Equity

Line of Credit
4.000
%APR
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Current News
& Announcements See More

Spencer Savings Bank Employees Participate In Mock Job Fair At Eva’s Village, Coach Participants For Success

February 20, 2018 Spencer Savings Bank, a community bank headquartered in Elmwood Park, N.J., participated in a mock job fair with Eva’s... Read more
Holiday Debt Pig

Quick Tips to Recover from Holiday Debt

February 14, 2018 For many, the holidays bring an uptick in credit card usage. Are you still stuck paying off those holiday expenses... Read more
Tax Identity Theft Awareness

Tax Identity Theft Awareness

February 12, 2018 On January 29th, the IRS began accepting electronically filed tax returns. Tax season has officially begun! Recently, the Federal Trade... Read more