Important Notice

Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

CD Special

20-Month
1.40
%APY
- Click here to learn more -

Mortgage

10/1 Adjustable
3.820
%APR
- Click here to learn more -

Home Equity

Line of Credit
3.500
%APR
- Click here to learn more -

Current News
& Announcements See More

Spencer Savings Special Olympics Team

Spencer Savings Bank Continues Top Three Streak in 2017 New York Giants Snow Bowl

March 24, 2017 For the fifth straight year, Spencer Savings Bank placed among the top three fundraising teams in the New York Giants... Read more
Dr. Suess Day Group Picture

Spencer Savings Bank Reads to Local Students on Read Across America Day

March 16, 2017 Students at Roosevelt School #7 in Garfield, N.J. and the New Jersey Community Development Corporation (NJCDC) in Paterson, N... Read more
Annual Meeting

Spencer Savings Bank Announces 2017 Board of Directors Election Results

January 30, 2017 Spencer Savings Bank, a community bank headquartered in Elmwood Park, N.J., has re-elected three members to serve on its... Read more