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At Spencer, we’re committed to offering our customers some of the best rates in the market.

CD Special

13-Month
1.50
%APY
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Mortgage

10/1 Adjustable
3.886
%APR
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Home Equity

Line of Credit
3.750
%APR
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Current News
& Announcements See More

American Red Cross Donation

Spencer Savings Bank donates $100,000 to the American Red Cross for Hurricane Relief Efforts

October 16, 2017 Spencer Savings Bank presented a check for $100,000 to The American Red Cross, which will be used toward relief... Read more
Movies Under the Stars Elmwood Park

Spencer Savings Bank hosts 7th Annual Family Movie Night in Elmwood Park

September 27, 2017 For the seventh straight year, residents in Elmwood Park, N.J. and the surrounding area enjoyed a free family movie... Read more
Movies Under the Stars, Garwood 2017

Spencer Savings Bank & Partners Proudly Present Annual Family Movie Night in Garwood

September 27, 2017 Residents in Garwood and Westfield, N.J., as well as surrounding areas, enjoyed a free family movie night on September... Read more