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At Spencer, we’re committed to offering our customers some of the best rates in the market.

Mortgage

30 Year HomeHelper
3.269
%APR
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Mortgage

10/1 Adjustable
3.695
%APR
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Home Equity

Line of Credit
3.250
%APR
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Current News
& Announcements See More

Toy Drive

Spencer Savings Bank Donates Toys to Local Charities for the Holidays

January 6, 2017 Spencer Savings Bank, a community bank headquartered in Elmwood Park, N.J., once again collected toys throughout the month of... Read more
Spencer Savings Bank Donates More Than 1,000 Pounds of Food in 10th Annual Thanksgiving Food Drive

Spencer Donates More Than 1,000 Pounds of Food in 10th Annual Thanksgiving Food Drive

December 5, 2016 Spencer Savings Bank, a community bank headquartered in Elmwood Park, N.J., brought the spirit of Thanksgiving to families in... Read more
Eva's Village Fund A Meal

Spencer Serves Hot Meals at Eva’s Village & Donates $2,000

November 28, 2016 Spencer Savings Bank, a community bank headquartered in Elmwood Park, N.J., continued its long-running participation in the Fund-A-Meal program... Read more