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  Financial Center Closing & Important News
Temporary Closing Read More

The Wood-Ridge Financial Center is currently closed. Please visit our nearest Financial Center located at 107 South Main Street, Lodi for your banking needs. We apologize for the temporary inconvenience.

Mariner’s Bank has joined Spencer Savings Bank.
We are excited to welcome Mariner’s customers and employees to the Spencer family. Read More

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

Kasasa

Cash Checking
2.00
%APY
- Click here to learn more -

Mortgage

15 Year Fixed Rate
2.416
%APR
- Click here to learn more -

HELOC

Fixed for 24 Months PROMO
2.490
%APR
- Click here to learn more -

Mobile Banking

Mobile App

Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.

Download App

Online Banking

Online Banking

24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.

Sign Up

Contact Us

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

Contact Us

Current News
& Announcements See More
We recently hosted a customer appreciation day for some of our business customers. The event was a golf invitational and... Read more
Thank you to all those in our Lodi community who donated for our food drive. Our Lodi financial center had... Read more
As a community bank, we’re always focused on supporting organizations that help build up the community. We are longtime supporters... Read more