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  Closing

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We will be closed on Thursday, November 22nd in observance of Thanksgiving Day.

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

Savings

E-Money Market
1.50
%APY
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Mortgage

30 Year HomeHelper
3.902
%APR
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Home Equity

10 Year Fixed First Lien
3.875
%APR
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Current News
& Announcements See More

Husband and wife carrying boxes in their new house

Mortgage Tips For First-Time Home Buyers

November 20, 2018 Home, sweet home! Most of us dream about owning a house. If your new year’s resolution for 2019 is to... Read more
Get Your Home Ready for Winter

Getting Your Home Ready For Winter

November 16, 2018 Burr, baby its cold outside! Temperatures are starting to drop and daylight savings time has officially ended, with shorter days... Read more
Westfield VIP Party

Spencer Savings Bank Celebrates Grand Opening in Downtown Westfield

November 6, 2018 Spencer Savings Bank celebrated the official opening of its financial center in Westfield, N.J. last week with a ribbon... Read more