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Scheduled Internet Banking/Telephone Banking System Maintenance Read More

Due to system maintenance, Spencer Online Banking and our Telephone Banking System will be down starting Friday, 7/20/2018 at 5:00pm, ending Monday, 7/23/2018 at 8:00am. If you have any scheduled transfers or bill payments scheduled for this time, they will still be processed. We apologize for any inconvenience.

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

CD Special

15-Month (Promotion)
2.50
%APY
- Click here to learn more -

Mortgage

30 Year HomeHelper
3.651
%APR
- Click here to learn more -

Home Equity

15 Year Fixed First Lien
3.875
%APR
- Click here to learn more -

Current News
& Announcements See More

2 Crucial First Home Mortgage Tips for New Buyers

2 Crucial First Home Mortgage Tips for New Buyers

July 17, 2018 Did you know that at the end of 2017, home ownership rating in the United States was at 64.2%? This... Read more
Spencer Savings Bank Receives NJBankers Award for Community Service

Spencer Savings Bank Receives NJBankers Award for Community Service

July 17, 2018 Spencer Savings Bank is proud to announce that the New Jersey Banker Association has awarded the bank with the 2017... Read more
Habitat for Humanity Check

Spencer Savings Bank Donates $5,000 to Habitat For Humanity

July 17, 2018 Spencer Savings Bank recently made a $5,000 donation to Habitat For Humanity in support of community members realizing their... Read more
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