Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content

Get Today's Rates

At Spencer, we’re committed to offering our customers some of the best rates in the market.

Kasasa Cash

Checking
2.00
%APY
- Click here to learn more -

Mortgage

15 Year Fixed Rate
4.684
%APR
- Click here to learn more -

SpencerFlex

Line of Credit
5.500
%APR
- Click here to learn more -

Mobile Banking

Mobile App

Use our mobile banking platform to deposit checks, pay bills, check balances and much more. Download our free app and get started today.

Download App

Online Banking

Online Banking

24/7 access. Manage accounts, pay bills, request a home equity credit line advance and more. Be sure to sign up if you have not done so.

Sign Up

Contact Us

Contact Us

Contact our Customer Service Center team at 1-800-363-8115. Hours of operation are Mon-Friday from 8am-8pm and Sat from 8am-2pm.

Contact Us

Current News
& Announcements See More
Spencer Savings Bank is pleased to announce the promotion of Regina Postupak to Financial Center Manager. Regina is responsible for... Read more
Grad
Spencer Savings Bank is pleased to announce that it has awarded $30,000 in scholarships to high school and middle... Read more
Aggie Photo
Spencer Savings Bank is pleased to announce the promotion of Agnieszka Fila to Financial Center Manager. Agnieszka (best known as... Read more