Important Notice

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Holiday Closing & Security Information

Spencer Savings Bank will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Protect Yourself From Scammers!
The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

Cash Management

Frequently Asked Questions
Click Here to Learn More
Telephone Banking
24/7 Account Access
1-877-402-2265
- Check Balances
- Check Account History
- Make Transfers between accounts
Customer Service Center
1-800-363-8115

Mon – Fri: 8am – 8pm
Sat: 8am – 2pm
ATM/Visa^® Debit Cards

Activate New Cards:
1-800-992-3808

Lost or Stolen Cards:
1-800-472-3272
Find a Financial Center
Send a Message

Spencer moves at the speed of business, providing a full suite of cash management services designed to simplify, streamline and safeguard your finances. We offer the latest technology needed to keep your business moving forward, while ensuring your day-to-day operations run smoothly. Our suite of cash management services is designed to help manage your cash flow.

Get Started Today

Visit your local Financial Center, or call us at 1-800-363-8115!