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  Important Information
Financial Center Updates & Important Information Read More

Beginning Monday, March 15th the bank will resume full service status to our lobby areas with normal business hours. (No appointments are needed). Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility. Financial Center Locations

We remain committed to do our part to ensure our community stays healthy during the COVID-19 pandemic. Spencer is creating a safe and secure environment for all who visit. Please take a few moments to review the safety protocols listed here prior to visiting us. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Positive Pay/Account Rec/ACH Filters

Positive Pay offers a suite of fraud mitigation services designed to secure your banking relationship. This product uses cutting edge technology for record keeping and fraud prevention to provide businesses with an efficient way to handle account reconciliations, while protecting businesses from check fraud.

  • Obtain readily available data for checking account reconciliation
  • Detect early errors by listing suspected fraudulent transaction for review
  • Block ACH debits and/or credits from posting to your checking account
  • Spend less time manually reconciling accounts and more time growing your business
Savings Decreases operational costs and time spent reconciling bank statements.
Safety Significantly reduces the risk of fraud by preventing unauthorized paper checks or ACH transactions from posting to the account.

Get Started Today

Rosalie Small
VP & Cash Management Sales Officer