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  Holiday Closing & Important Update
We will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Normal business hours will resume on Monday, July 6th. Read More

Our financial centers are now reopened with regularly scheduled hours for lobby and drive-up service. Spencer customers will now have full access to the lobby area of all our financial centers. We understand there are still concerns when visiting public spaces, such as these. To ease such concerns we have implemented a number of new safety practices and protocols that you will notice upon visiting our financial centers, all of which are designed to ensure a safe and secure environment for everyone that visits our bank. Read More


Positive Pay/Account Reconciliation

Positive Pay/Account Reconciliationuses leading edge technology for record keeping and fraud prevention to provide businesses with an additional efficient way to handle check reconciliations while protecting businesses from check fraud.

  • Obtain readily available data for checking account reconciliation
  • Detect early errors
  • Spend less time manually reconciling accounts and more time growing business
Savings Decreases bookkeeping costs and minimizes time spent reconciling bank statements.
Safety Reduces the risk of fraud by preventing unauthorized paper checks from posting to the account.
Security Streamlines check verification during reconciliation process and improves security. Prompts early email notifications for file transmissions and suspicious items, preventing possible losses.
Get Started

See for yourself how our cash management suite can help you save money and improve efficiencies.

Visit your local Financial Center, or call us at 1-800-363-8115 today!