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  Holiday Closing & Security Information
Spencer Savings Bank will be closed on Friday, June 19th in observance of Juneteenth. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Protect Yourself From Scammers!
The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

Positive Pay/Account Rec/ACH Filters

Positive Pay offers a suite of fraud mitigation services designed to secure your banking relationship. This product uses cutting edge technology for record keeping and fraud prevention to provide businesses with an efficient way to handle account reconciliations, while protecting businesses from check fraud.

  • Obtain readily available data for checking account reconciliation
  • Detect early errors by listing suspected fraudulent transaction for review
  • Block ACH debits and/or credits from posting to your checking account
  • Spend less time manually reconciling accounts and more time growing your business
BENEFITS
Savings Decreases operational costs and time spent reconciling bank statements.
Safety Significantly reduces the risk of fraud by preventing unauthorized paper checks or ACH transactions from posting to the account.

Get Started Today 

Visit your local Financial Center, or call us at 1-800-363-8115!