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  Financial Center Closing & Important News
Temporary Closing Read More

The Wood-Ridge Financial Center is currently closed. Please visit our nearest Financial Center located at 107 South Main Street, Lodi for your banking needs. We apologize for the temporary inconvenience.

Mariner’s Bank has joined Spencer Savings Bank.
We are excited to welcome Mariner’s customers and employees to the Spencer family. Read More

Positive Pay/Account Rec/ACH Filters

Positive Pay offers a suite of fraud mitigation services designed to secure your banking relationship. This product uses cutting edge technology for record keeping and fraud prevention to provide businesses with an efficient way to handle account reconciliations, while protecting businesses from check fraud.

  • Obtain readily available data for checking account reconciliation
  • Detect early errors by listing suspected fraudulent transaction for review
  • Block ACH debits and/or credits from posting to your checking account
  • Spend less time manually reconciling accounts and more time growing your business
BENEFITS
Savings Decreases operational costs and time spent reconciling bank statements.
Safety Significantly reduces the risk of fraud by preventing unauthorized paper checks or ACH transactions from posting to the account.

Get Started Today

Rosalie Small
VP & Cash Management Sales Officer
rsmall@spencersavings.com
1-201-390-6194