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  Important Information
Financial Center Updates & Important Information Read More

As the virus transmission rate continues to increase again in New Jersey, we’d like to inform you that we will be closing our lobbies to the general public effective Monday, December 7, 2020. If you need to conduct business inside one of our financial centers, you will be required to schedule an appointment.  However, we will be operating our drive-up facilities as normal.  Please see our revised hours of operation and financial center contact information. Financial Center Locations

Prior to visiting us, please check our “locations” section on the website for updated financial center accessibility.  We appreciate your patience as we do our part to protect you and our employees from the spread of COVID-19. Financial Center Locations

Learn about all the ways Spencer is creating a safe and secure environment. Read More

We continue to stay committed to you during this difficult period.  View an updated message from our Chairman and CEO. Read More

Positive Pay/Account Reconciliation

Positive Pay/Account Reconciliationuses leading edge technology for record keeping and fraud prevention to provide businesses with an additional efficient way to handle check reconciliations while protecting businesses from check fraud.

  • Obtain readily available data for checking account reconciliation
  • Detect early errors
  • Spend less time manually reconciling accounts and more time growing business
BENEFITS
Savings Decreases bookkeeping costs and minimizes time spent reconciling bank statements.
Safety Reduces the risk of fraud by preventing unauthorized paper checks from posting to the account.
Security Streamlines check verification during reconciliation process and improves security. Prompts early email notifications for file transmissions and suspicious items, preventing possible losses.

Get Started

See for yourself how our cash management suite can help you save money and improve efficiencies.

Visit your local Financial Center, or call us at 1-800-363-8115 today!