Important Notice
Javascript must be enabled to view this website, please enable Javascript and reopen our website.
Skip to main content
  Security Information
Protect Yourself From Fraud! Read Full Message

The banking industry continues to see an increase in fraud attempts targeting customers. Staying alert and knowing how to respond are important steps you can take to help protect yourself and your accounts.

If you receive a fraud alert or suspicious phone call, even if the caller ID says Spencer Savings Bank, never provide personal information such as your Social Security number, account or debit card number, PIN, password, or one-time code. End the call and contact us directly to confirm whether the call is legitimate and whether any action is needed.

We encourage you to visit our Fraud Center for best practices and safety tips to help protect yourself from fraud. If you have any questions or concerns, please contact our Customer Service Center immediately at 1-800-363-8115.

Positive Pay/Account Rec/ACH Filters

Positive Pay offers a suite of fraud mitigation services designed to secure your banking relationship. This product uses cutting edge technology for record keeping and fraud prevention to provide businesses with an efficient way to handle account reconciliations, while protecting businesses from check fraud.

  • Obtain readily available data for checking account reconciliation
  • Detect early errors by listing suspected fraudulent transaction for review
  • Block ACH debits and/or credits from posting to your checking account
  • Spend less time manually reconciling accounts and more time growing your business
BENEFITS
Savings Decreases operational costs and time spent reconciling bank statements.
Safety Significantly reduces the risk of fraud by preventing unauthorized paper checks or ACH transactions from posting to the account.

Get Started Today 

Visit your local Financial Center, or call us at 1-800-363-8115!