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  Coronavirus Update

We are offering a SBA Paycheck Protection Program to support our business customers. Read More

On March 27, 2020, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law. Among other forms of economic aid, the CARES Act provides businesses affected by COVID-19 with special assistance programs. One such Small Business Administration (SBA) program is the Paycheck Protection Program, which assists businesses with job retention and specific expenses. Spencer Savings Bank is proud to partner with FOUNTAINHEAD Commercial Capital / Small Business Finance, a top national SBA lender, to offer the Paycheck Protection Program for businesses in need. Click on the link below to fill out our short internal application form. After completing the form you will be directed to Fountainhead’s website with more information. Internal Application

When completing the application, on the Fountainhead website, please indicate Spencer Savings Bank as the FastTrack Partner, and PaycheckProtectionProgram@SpencerSavings.com as the Referral Partner’s email address.

Remote Deposit Capture

Remote Deposit Capture (RDC) allows you to deposit checks directly from your desktop. Simply scan the checks and transmit them for processing. We’ve combined the latest technology with exceptional service, so you can enjoy the flexibility of managing your money without having to leave the office. 

  • Faster check clearing accelerates funds availability and cash flow
  • Pricing customized for your business
  • Increase productivity, gaining valuable time back in your day
  • Eliminates courier costs or employee trips to the financial institution
BENEFITS
Savings Saves time and money for your business, reduces courier needs, transportation costs, and deposit processing charges.
Convenience Allows 24/7 data transmission to remit deposits during nonbanking hours and increase cash flow by depositing checks sooner. Streamlines item processing, tracks deposit activity and obtain detailed reporting.

Get Started

See for yourself how our cash management suite can help you save money and improve efficiencies.

Visit your local Financial Center, or call us at 1-800-363-8115 today!