Important Notice

Javascript must be enabled to view this website, please enable Javascript and reopen our website.

Holiday Closing & Security Information

Spencer Savings Bank will be closed on Saturday, July 4th in observance of Independence Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read Full Message

Protect Yourself From Scammers!
The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, or PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances. If you receive any such request, please do not provide any information. Visit our Fraud Center for best practices and safety tips.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

Home Finance

Whether you’re in the market for a new home, want to refinance your current home loan, or are looking to borrow against the equity in your home, our Home Finance team at Spencer has all of your home lending needs covered. We offer a variety of Home Equity Loans to support your personal or current home improvement needs, while our Mortgage professionals will help identify the loan that fits your borrowing needs from first time home buyers to current homeowners looking for refinance options. Get started today by clicking one of the links below!