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  Security Information
Protect Yourself From Scammers! Read Full Message

The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your online banking username, password, or PIN via text, email, or phone.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115.

Home Finance

Whether you’re in the market for a new home, want to refinance your current home loan, or are looking to borrow against the equity in your home, our Home Finance team at Spencer has all of your home lending needs covered. We offer a variety of Home Equity Loans to support your personal or current home improvement needs, while our Mortgage professionals will help identify the loan that fits your borrowing needs from first time home buyers to current homeowners looking for refinance options. Get started today by clicking one of the links below!

Home Equity Rates

Home Equity Loan Info

Home Equity Online Application

Mortgage Rates

Morgage Loan Info

Morgage Online Application

Contact Us Today

Jim Harilaou

Mortgage Sales Representative
NMLS# 519891
1-201-703-3800 ext. 8336