Important Notice

Javascript must be enabled to view this website, please enable Javascript and reopen our website.

Security Information

Protect Yourself From Fraud! Read Full Message

The banking industry continues to see an increase in fraud attempts targeting customers. Staying alert and knowing how to respond are important steps you can take to help protect yourself and your accounts.

If you receive a fraud alert or suspicious phone call, even if the caller ID says Spencer Savings Bank, never provide personal information such as your Social Security number, account or debit card number, PIN, password, or one-time code. End the call and contact us directly to confirm whether the call is legitimate and whether any action is needed.

We encourage you to visit our Fraud Center for best practices and safety tips to help protect yourself from fraud. If you have any questions or concerns, please contact our Customer Service Center immediately at 1-800-363-8115.

Home Finance

Whether you’re in the market for a new home, want to refinance your current home loan, or are looking to borrow against the equity in your home, our Home Finance team at Spencer has all of your home lending needs covered. We offer a variety of Home Equity Loans to support your personal or current home improvement needs, while our Mortgage professionals will help identify the loan that fits your borrowing needs from first time home buyers to current homeowners looking for refinance options. Get started today by clicking one of the links below!