Whether you want to make home improvements, purchase a new car, consolidate debt, finance your child’s education or want to plan well-deserved vacation, Spencer has the right loan for you. We offer a variety of suitable options to allow you to use your equity to meet your personal goals. We will take the time to get to know you and your needs to find the perfect loan option for you.
The following NMLS Consumer Access website will provide you with NMLS numbers for all Spencer lenders. Spencer Savings Bank’s NMLS number is 421318.
Home Equity Types
|Loan Types||Loan Amounts||Terms||Interest Type||Loan Features|
|$2,000 – $1 Million||2-30 Years||Fixed Rate||
|$5,000 – $1 Million||10 Year Draw Period Followed by 15 Year Repayment Period||Variable Rate (Based on Prime Rate)||
|$2,500 – $250,000||2-30 Years||Fixed Rate||