SpencerFlex Line of Credit
A SpencerFlex Line of Credit is ideal for people who borrow and repay large amounts of money over short periods of time, or for those who wish to have a cash resource available for unexpected expenses. This loan type may be the ideal solution for home improvements, paying down higher rate balances, financing a major purchase or funding educational expenses. With our unique “Flex” conversion feature, you have the option of locking in a fixed rate on all or part of your current balance with a ($25,000 minimum), without having to reapply.
SpencerFlex Line of Credit features:
- Variable Interest Rate
- Convenient Credit Line Checkbook
- Potential Tax Benefits (consult your tax advisor)
- Replenishing Credit as Payments Are Made
- Interest Charged on Outstanding Balance
Open Your Account Today
Apply online, visit your local branch, or call us at 1-800-363-8115 today!