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  A Message To Our Customers
Strong, Stable and Secure. Read More

Click Here for a message from our Chairman & CEO about recent industry events.

SpencerFlex Apps

Please review the following Home Equity Lines of Credit brochure. Click here to download and print.

Then you may access the appropriate “important terms” disclosure and application package.

SpencerFlex – Owner-Occupied: Click here to download and print.

SpencerFlex – Non-Owner-Occupied: Click here to download and print.