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  Important Update
We are here for you. Important Updates Regarding Coronavirus Read More

Our financial centers are now reopened. Learn about all the ways Spencer is creating a safe and secure environment for all its visitors. Read More

We continue to stay committed to you during this difficult period. View an updated message from our Chairman, President and CEO. Read More

SpencerFlex Apps

Please review the following Home Equity Lines of Credit brochure. Click here to download and print.

Then you may access the appropriate “important terms” disclosure and application package.

SpencerFlex – Owner-Occupied: Click here to download and print.

SpencerFlex – Non-Owner-Occupied: Click here to download and print.