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  Security Information
Protect Yourself From Scammers! Read Full Message

The banking industry has seen an increase in fraud attempts targeting customers. Spencer will never request your one-time passcode/security code, online banking username, password, PIN via text, email, or phone, nor request that you establish an account at another bank to secure your account balances.

If you receive such a request, do not respond or provide any information. Instead, contact our Customer Service Center immediately at 1-800-363-8115, regardless of the message channel.

Fixed Rate Loan

A Home Equity Loan is a great way to take advantage of the equity you have established in your home. It allows you to borrow using your home’s equity and offers the stability of fixed monthly payments. This type of loan works well for people looking to consolidate their debts or make home improvements. It can also be the least expensive way to refinance an existing first mortgage.

Fixed Rate Home Equity Loan features:

  • Fixed Monthly Payments
  • Variety of Terms Available
  • Stability, Predictability and Easy Budgeting
  • No Pre-Payment Penalties
  • Potential Tax Benefits (consult your tax advisor)

Apply Now

Open Your Account Today

Apply online, visit your local Financial Center, or call us at 1-800-363-8115 today!