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  Holiday Closing & A Message To Our Customers
Spencer Savings Bank will be closed on Monday, May 29th in observance of Memorial Day. For your convenience, account information can be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. Read More

Strong, Stable and Secure.
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Fixed Rate Loan

A Home Equity Loan is a great way to take advantage of the equity you have established in your home. It allows you to borrow using your home’s equity and offers the stability of fixed monthly payments. This type of loan works well for people looking to consolidate their debts or make home improvements. It can also be the least expensive way to refinance an existing first mortgage.

Fixed Rate Home Equity Loan features:

  • Fixed Monthly Payments
  • Variety of Terms Available
  • Stability, Predictability and Easy Budgeting
  • No Pre-Payment Penalties
  • Potential Tax Benefits (consult your tax advisor)

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Open Your Account Today

Apply online, visit your local Financial Center, or call us at 1-800-363-8115 today!