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  Elizabeth Financial Center Closing
Our Elizabeth Financial Center will be closed Saturday, April 13th, Monday, April 15th and Tuesday, April 16th due to Financial Center repairs. This location will reopen on Wednesday, April 17th. Read More

For your convenience, please visit one of the following full-service locations during this time:

Union Financial Center
1350 Galloping Hill Rd.
Union, NJ 07083
908-289-1770

Cranford Financial Center
213 South Avenue
Cranford, NJ 07016
908-653-1720

Account information can also be accessed 24/7 through our online banking, mobile banking and telephone banking platforms. We apologize for the inconvenience.

Mobile Banking

Spencer is putting banking right in your pocket. Check your balances, transfer funds, pay bills, set up alerts, find an ATM – and now, you can even deposit your checks by phone with our FREE mobile deposit feature. Access Zelle from the Spencer app to send money to a friend or pay expenses.The best part is that it’s anytime, anywhere and secure!

Don’t have a smart phone? For your convenience, Spencer also offers text banking on all SMS enabled services.*

Ready to get started? If you’re signed up with Spencer Online, download the Spencer app from Google Play or the App Store, or log into your account to sign up for text banking. If we don’t have an app for your phone, just visit www.spencersavings.com from your phone’s browser to view the website. If you aren’t signed up for online banking, click here to get started.

Comparing Platforms

Smartphone Apps
iPhone, Android
Mobile
Web browser features
Mobile Text
For all SMS enabled phones
iPad & Android Tablets
Online Banking Enroll  ✔  ✔
Deposit Checks  ✔  ✔
Check Balances  ✔  ✔  ✔  ✔
View Transactions  ✔  ✔  ✔  ✔
Pay Bills  ✔  ✔  ✔
New Payees  ✔  ✔  ✔
Transfer Funds  ✔  ✔  ✔  ✔
Account Alerts  ✔  ✔  ✔
Find Spencer Locations  ✔  ✔  ✔
Quick Balance  ✔  ✔
Zelle
(Personal Online Banking Only)
 ✔  ✔  ✔

*Data usage charges from mobile banking carrier may apply.