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  Security Information
Protect Yourself From Fraud! Read Full Message

The banking industry continues to see an increase in fraud attempts targeting customers. Staying alert and knowing how to respond are important steps you can take to help protect yourself and your accounts.

If you receive a fraud alert or suspicious phone call, even if the caller ID says Spencer Savings Bank, never provide personal information such as your Social Security number, account or debit card number, PIN, password, or one-time code. End the call and contact us directly to confirm whether the call is legitimate and whether any action is needed.

We encourage you to visit our Fraud Center for best practices and safety tips to help protect yourself from fraud. If you have any questions or concerns, please contact our Customer Service Center immediately at 1-800-363-8115.

Mobile Banking

Spencer is putting banking right in your pocket. Check your balances, transfer funds, pay bills, set up alerts, find an ATM – and now, you can even deposit your checks by phone with our FREE mobile deposit feature. Access Zelle from the Spencer app to send money to a friend or pay expenses.The best part is that it’s anytime, anywhere and secure!

Don’t have a smart phone? For your convenience, Spencer also offers text banking on all SMS enabled services.*

Ready to get started? If you’re signed up with Spencer Online, download the Spencer app from Google Play or the App Store, or log into your account to sign up for text banking. If we don’t have an app for your phone, just visit www.spencersavings.com from your phone’s browser to view the website. If you aren’t signed up for online banking, click here to get started.

Comparing Platforms

Smartphone Apps
iPhone, Android
Mobile
Web browser features
Mobile Text
For all SMS enabled phones
iPad & Android Tablets
Online Banking Enroll  ✔  ✔
Deposit Checks  ✔  ✔
Check Balances  ✔  ✔  ✔  ✔
View Transactions  ✔  ✔  ✔  ✔
Pay Bills  ✔  ✔  ✔
New Payees  ✔  ✔  ✔
Transfer Funds  ✔  ✔  ✔  ✔
Account Alerts  ✔  ✔  ✔
Find Spencer Locations  ✔  ✔  ✔
Quick Balance  ✔  ✔
Zelle
(Personal Online Banking Only)
 ✔  ✔  ✔

*Data usage charges from mobile banking carrier may apply.